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432 Wishford Cir, Helena, AL, 35080

4beds
4baths
2,647sqft
$523,900
$198price/sqft
$3,412/moest. monthly cost
$136,480/yrincome needed

About This Home

MOVE-IN READY!!! Welcome to the Adamson floorplan, thoughtfully designed for comfort, connection, and creating lasting memories. Offering 4 bedrooms, 3.5 baths and 2,647 sq.ft., this spacious home provides the perfect blend of style, functionality and room to grow. From the charming double front porches to the open-concept living spaces, every detail invites you to feel right at home. The main living area features 9 foot ceilings and a cozy gas fireplace, creating the perfect setting for movie nights, family gatherings for the holidays, or relaxing evenings together. The kitchen serves as the heart of the home with a large island perfect for entertaining, casual meals, coffee conversations in the morning. A spacious walk-in pantry offers abundant storage and organization space for everyday convenience. The primary suite is located on the main level and 3 additional bedrooms are upstairs. Come and see all that this beautiful home has to offer!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

10/10
Helena Elementary SchoolGrades K-21.8 mi
7/10
Helena Middle SchoolGrades 6-81.1 mi
7/10
Helena High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type

Other

  • Builder name: Newcastle Homes Inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove-Gas,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,High Ceilings,Smooth Ceilings,Soaking Tub,Separate Shower,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Gas Log,Great Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,647

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 2,647 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 000000000000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Sprinkler System
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$284$3,408
Property Taxes $183$2,196
Electricity $296$3,554
Total$3,412$40,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,982/yr
40% on housing$102,360/yr
45% on housing$90,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 35080$147
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35080$171
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-31Listed for sale$523,900

New Construction Spec

AgentRod Friday
BrokerageNewcastle Homes, Inc.

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