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512 Creekside Terrace, Saddlebrooke, MO, 65630

4beds
4baths
3,702sqft
$799,900
$216price/sqft
$5,218/moest. monthly cost
$208,720/yrincome needed

About This Home

Want to listen to the sounds of the creek while you watch the deer walk through the trees in your backyard while taking your morning coffee on the back deck? This walkout basement home located in the heart of Saddlebrooke on over 3 acres of private splendor is your chance! Built in 2024, this 4 bedroom, 3 and a half bath all-brick home has a fresh and spacious feeling. Meticulously maintained and open home with multiple living areas, loads of storage space, 3 Living areas, and a full Shop/John Deere room. Features include hard surface LVP flooring in the living areas and tile floors in all 4 bathrooms. Other upgrades include granite countertops throughout, custom cabinets, high ceilings, and even zoned heating and cooling systems. The great room and kitchen are fully open with a gorgeous island, loads of counter/cabinet space in the kitchen and huge windows for lots of natural lighting. The split bedroom floorplan is perfect for extra privacy with the main bedroom on the east wing with double vanities, separate lavatory, and a large walk-in closet. Both guest bedrooms are a nice size with the front one having carpet. There is also a separate laundry room and a den/office too. Downstairs has a massive family room providing flexible living space for recreation including a perfect spot for a wet bar. The 4th bedroom and full bath are also located downstairs along with a second laundry room, a full storm shelter, storage areas, and the John Deere room with a garage door. Outside features the covered 18'x11' deck overlooking the creek and level backyard. Nestled on a quiet dead-end street with minimal traffic, the home is located within easy walking distance of the community pool, tennis courts, and play areas. Saddlebrooke is conveniently located midway between Springfield and Branson with an easy commute to either. This amazing home is the perfect balance of privacy and accessibility ready for a new family!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Spokane Middle SchoolGrades 6-86.2 mi
1/10
Spokane High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Water Softener Owned,Electric Water Heater,Disposal
  • Laundry features: Main Level,In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Partially Finished,Bath/Stubbed,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Internet - Satellite,Internet - Fiber Optic,Granite Counters,Vaulted Ceiling(s),High Ceilings,Walk-In Closet(s),Walk-in Shower
  • Window features: Tilt-In Windows,Double Pane Windows,Blinds
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,576
  • Finished area above ground: 2,126

Heating & Cooling

  • Heating features: Forced Air,Zoned,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Zoned

Interior Area

  • Total structure area: 4,252
  • Total interior livable area: 3,702 sqft

Property

Details

  • Parcel number: 210736003002001004

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Covered,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Wet Weather Creek

Lot

  • Lot size: 3.11 Acres
  • Features: Sprinklers In Front,Sprinklers In Rear,Dead End Street,Rolling Slope,Landscaped,Acreage

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$433$5,196
Property Taxes $459$5,508
Electricity $282$3,392
Total$5,218$62,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,902/yr
40% on housing$156,540/yr
45% on housing$139,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 65630$263
Christian County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 65630$224
Christian County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$799,900
2026-06-11Listed for sale$849,900
2022-04-05Sold--

For Sale by Agent

AgentStephen D Burks
BrokerageMurney Associates - Primrose

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