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12-7010 Nahokulele St, Pahoa, HI, 96778

1beds
1baths
375sqft
$149,900
$400price/sqft
$1,241/moest. monthly cost
$49,640/yrincome needed

About This Home

$100k down w Seller Financing! Welcome to your slice of paradise in the heart of Kalapana Sea View Estates — a welcoming beachside community known for its stunning coastline, lush landscape, and laid-back lifestyle. This well-built, thoughtfully designed tiny home offers sustainable living without sacrificing comfort or charm. -Nestled on a partially cleared and graded 7,500 sq ft private lot, this property is ready for your vision — plant fruit trees, grow a garden, or simply enjoy the natural setting. Gated, with an approved building permit and plans for a new single-family residence, you’re already one step ahead if you choose to expand. Home Features: *One bedroom, one bath with ADA-accessible ground floor *Bright, open sitting room with vaulted ceilings and abundant natural light *Well-designed kitchen with butcher block countertops, full-size refrigerator, dining nook, and gas hookup for your preferred stove *Stylish tongue and groove wood paneling, light vinyl plank flooring, and new white cabinets & bathroom vanity *Full bath with oversized ADA shower, vanity nook, and standard toilet on ATC Septic *Upstairs bedroom with ceiling fan, windows for cross-breeze, and a loft/storage area *Sustainable & Self-Sufficient: -Owned 48-volt solar system – no electric bill! -500-gallon rain catchment system with filtration and pressure tank – no water bill! **Installed Septic system rated for a 3-bedroom home – perfect for future additions *Internet available and overhead power accessible (SSPP fee: $2,820) *Across from community park w Pavillion *Minutes from the Black Sand Beach and nearby tide pools *Part of a friendly, engaged neighborhood with a strong community spirit ** Building permit (expir 12/7/29) conveyed w/ property Video in tours or link https://player.vimeo.com/video/1157992198 Seller financing with $100k downpayment

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-65.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Blinds
  • Flooring: Laminate,Vinyl

Interior Area

  • Total structure area: 375
  • Total interior livable area: 375 sqft

Property

Details

  • Parcel number: 3120390340000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Other
  • Has view: Yes
  • View description: Forest
  • Topography of land: Fairly Level,Gentle Slope

Lot

  • Lot size: 7,500 sqft
  • Features: Cleared,Grassy

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire
Coastal Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$67$804
Property Taxes $43$516
Electricity $374$4,497
Total$1,241$14,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,548/yr
40% on housing$37,230/yr
45% on housing$33,093/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$244
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Price change$149,900
2026-02-06Listed for sale$150,000
2025-07-15Listing removed$150,000
2025-07-01Price change$150,000
2025-04-20Price change$174,500
2025-02-14Price change$175,000
2025-01-25Price change$185,000
2025-01-08Listed for sale$199,000

For Sale by Agent

AgentAmy Flanders
BrokerageEquity Hawaii Real Estate LLC

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