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1581 E Charlton Street, Republic, MO, 65738

3beds
2baths
1,473sqft
$274,993
$187price/sqft
$1,901/moest. monthly cost
$76,040/yrincome needed

About This Home

Our 1400 floor plan features 3 bedrooms, 2 bathrooms with 1473 square feet. This home includes a spacious master suite, linen closet in the master bath and walk-in closet. With the utility closet accessible from both the garage and master bedroom hallway and a split floor plan, this home was designed with your family's needs in mind.Exterior Elevation Selected - Jenna

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
6/10
Republic Middle SchoolGrades 6-81.9 mi
8/10
Republic High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Brick

Other

  • Builder name: Schuber Mitchell Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Electric Water Heater,Disposal
  • Laundry features: In Garage,Laundry Room,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,High Ceilings,Walk-In Closet(s),Walk-in Shower
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl
  • Fireplace features: None
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,473

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,473
  • Total interior livable area: 1,473 sqft

Property

Details

  • Parcel number: N/A

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$206$2,472
Property Taxes $164$1,968
Electricity $141$1,693
Total$1,901$22,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,177/yr
40% on housing$57,030/yr
45% on housing$50,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 65738$175
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65738$177
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-13Price change$279,953
2025-11-12Price change$284,953
2025-08-15Price change$284,909
2025-08-08Listed for sale$288,399

New Construction Spec

AgentGary Giddens
BrokerageKeller Williams Realty Elevate

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