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1664 S Oak St, Grove, OK, 74344

5beds
4baths
2,813sqft
$525,000
$187price/sqft
$3,437/moest. monthly cost
$137,480/yrincome needed

About This Home

Built with lake life in mind, this brand new construction offers 5 bedrooms, 3.5 bathrooms, three levels, and incredible lake views, all set up for both personal use and short term rental potential. With no HOA restrictions and strong VRBO potential, this property is designed to perform. The first level features a climate controlled two car garage, along with a mudroom drop zone for everyday convenience. The garage is fully heated and cooled with on demand hot water and is set up to double as a game room or additional hangout space. A rear garage door opens directly to the covered back patio, creating an ideal indoor outdoor setup with lake views. Just off the patio is a full exterior bathroom, perfect for coming in from the water. The main level includes an open kitchen and living area with a full wall of windows that captures the view and brings in natural light. You'll also find the laundry room with a half bath and the primary ensuite bedroom on this level. The home features luxury vinyl plank flooring throughout, quartz countertops, custom tile finishes, and a clean, neutral design. Upstairs, the third level offers four additional bedrooms and a full bathroom, giving you plenty of space for guests or maximizing rental capacity. This property is already approved for a 36 x 40 two slip dock, with environmental studies completed and permit in place, adding immediate value and future lake access. Whether you are looking for a full time lake home, weekend getaway, or an income producing investment, this one checks all the boxes. Priced to sell! Schedule your tour today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
Grove Middle SchoolGrades 7-83.9 mi
6/10
Grove High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Stove
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,High Speed Internet,Quartz Counters,Stone Counters,Ceiling Fan(s),Gas Range Connection
  • Window features: Vinyl
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,813
  • Total interior livable area: 2,813 sqft

Property

Details

  • Parcel number: 210038920

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Rain Gutters
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Lake,River Access,Water Access
  • Waterbody name: Grand Lake
  • Topography of land: Sloping

Lot

  • Lot size: 0.34 Acres
  • Features: Mature Trees,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Heat Wave
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Wildfire

FEMA Declared Disasters in Delaware County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance $351$4,212
Property Taxes $223$2,676
Electricity $209$2,511
Total$3,437$41,244

Income You'd Need if You Spent...

35% on housing$117,840/yr
40% on housing$103,110/yr
45% on housing$91,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 74344$158
Delaware County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 74344
Delaware County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$499,900
2026-07-08Listed for sale$525,000
2025-02-24Listing removed$175,000
2025-01-09Listed for sale$175,000

For Sale by Agent

AgentLisa Arizpe
BrokerageKW Grand Lake

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