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1428 Madison St #104, Oakland, CA, 94612

1beds
1baths
554sqft
$279,000
$504price/sqft
$2,225/moest. monthly cost
$89,000/yrincome needed

About This Home

Welcome to this beautifully fully renovated condo in the heart of Oakland, offering stylish comfort and convenient urban living. The home features a brand-new kitchen and bathroom, new appliances, and stylish new flooring throughout, creating a fresh, contemporary space that is completely move-in ready. The living area opens to a private patio, creating a seamless indoor-outdoor flow that’s ideal for relaxing or enjoying your morning coffee, bringing in natural light and provides a pleasant outdoor retreat. Residents also enjoy a secure building with underground parking as well as access to a community swimming pool. Located just minutes from the vibrant energy of Lake Merritt, Downtown Oakland and Chinatown, this condo offers easy access to public transportation, major freeways, and commuting to San Francisco. Perfect for owner occupancy or as a rental investment opportunity—don’t miss this one!

Getting Around

97
WalkingWalker's Paradise
86
TransitExcellent Transit
92
BikeBiker's Paradise

Schools

9/10
2/10
Westlake Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1961

Materials

  • Roof: Other
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Free-Standing Range
  • Laundry features: In Unit,Common Area

Bathroom

  • Features: Shower Over Tub,Solid Surface,Updated Baths

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Elevator,Counter - Solid Surface,Updated Kitchen
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: No Air Conditioning

Interior Area

  • Total structure area: 554
  • Total interior livable area: 554 sqft

Kitchen

  • Features: Counter - Solid Surface,Dishwasher,Electric Range/Cooktop,Microwave,Range/Oven Free Standing,Updated Kitchen

Property

Details

  • Parcel number: 863150
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Patio

Lot

  • Lot size: 0.28 Acres
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,Space Per Unit - 1,Below Building Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$241$2,892
Property Taxes $176$2,112
Electricity $398$4,786
Total$2,225$26,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,285/yr
40% on housing$66,750/yr
45% on housing$59,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$504This listing

vs Other Active Listings

Avg $/sqft

ZIP 94612$344
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94612$244
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$279,000

For Sale by Agent

AgentLannie Mok
BrokerageVetted Real Estate

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