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314 Emerald Isle, Smethport, PA, 16749

2beds
1baths
1,064sqft
$79,900
$75price/sqft
$766/moest. monthly cost
$30,640/yrincome needed

About This Home

2024 Brand new single wide home in Emerald Isle Trailer Park with monthly lot rent. This home is new on the lot and never been lived in. There are two bedrooms, one on each end with closets. One full bathroom and laundry area. A modern kitchen with a deep sink and single handle coil sprayer kitchen faucet. Appliances are included in the sale are the gas kitchen stove, refrigerator, built in microwave, washer and dry. Water proof vinyl flooring throughout. Forced air heat with new central air. Ceiling fans. Kitchen outlets are all in one USB & GFI. All curtains are included in the sale. Make this your new dream home. Open porch on each side. New vinyl skirting around the home and white window shutters. Paved double parking lot. Buyers must be preapproved by lot owner to live in the park. This Park is well maintained. Being the home is new, there is no assessment or tax value at the moment and will be upon ownership. Seller has Title in hand for this 14 x 76 Colony Home. Lot rent is 210.00/month.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Living Room,Living/Dining Room,Window Treatments,Bedroom on Main Level
  • Window features: Drapes
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating & Cooling

  • Heating features: Gas,Baseboard,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Property

Details

  • Parcel number: 0000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Porch
  • Exterior features: Blacktop Driveway

Lot

  • Features: Flood Zone,Rectangular,Rectangular Lot,Residential Lot

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$63$756
Property Taxes $75$900
Electricity $224$2,692
Total$766$9,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,262/yr
40% on housing$22,980/yr
45% on housing$20,426/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 16749$92
McKean County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 16749$84
McKean County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-10Price change$79,900
2025-01-10Listed for sale$83,900

For Sale by Agent

AgentNancy J. Rathbun
BrokerageHoward Hanna Professionals - Smethport

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