902 Palisades Cir, Saint Charles, MO, 63301
About This Home
Exquisite 2-Year-Young Residence Opposite Newly Built Schools Discover refined living in this exceptional, nearly new home that blends modern sophistication with everyday comfort. Perfectly positioned directly across from state-of-the-art new schools, this residence offers unmatched convenience in one of the area’s most sought-after locations. From the moment you step inside, you’re welcomed by an expansive main level enhanced by impressive 9-foot ceilings, creating a sense of openness and grandeur. Sun-filled living spaces flow effortlessly, offering both elegance and functionality for upscale entertaining or quiet evenings at home. The upper-level features four remarkably spacious bedrooms, each thoughtfully appointed with its own luxurious walk-in closet—a rare amenity that elevates both comfort and style. These generously sized retreats offer the perfect balance of privacy and versatility, ideal for family, guests, or personalized spaces. Every detail of this professionally crafted home reflects modern design and contemporary luxury. Move-in ready and meticulously maintained, it offers the sophistication of new construction without the wait.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Brick Veneer,Concrete,Vinyl Siding
Other
- Builder name: Mcbride
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Ice Maker,Microwave,Electric Oven,Vented Exhaust Fan,Gas Water Heater
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Concrete,Full,Sump Pump
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 156
- Dimensions: 13x12
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 130
- Dimensions: 13x10
Bedroom4
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 168
- Dimensions: 14x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 99
- Dimensions: 11x9
Dining Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 130
- Dimensions: 13x10
Features
- Breakfast Bar,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Shower,Solid Surface Countertop(s),Walk-In Closet(s),Wired for Data
- Door features: Panel Door(s),Sliding Doors
- Window features: Bay Window(s),Blinds,Window Treatments
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl
- Finished area above ground: 2,584
Great Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 270
- Dimensions: 18x15
Heating & Cooling
- Heating features: Dual Fuel/Off Peak,Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Dual,Exhaust Fan
Interior Area
- Total structure area: 2,584
- Total interior livable area: 2,584 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 154
- Dimensions: 14x11
Laundry
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 55
- Dimensions: 11x5
Office
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 120
- Dimensions: 12x10
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Second
- Area: 240
- Dimensions: 16x15
Property
Details
- Parcel number: 5116BD404000403.0000000
- Special condition: Standard
Features
- Levels: Two
- Fencing: Back Yard,Fenced
Lot
- Lot size: 6,499 sqft
- Features: Back Yard,Front Yard,Landscaped,Level
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $428 | $5,136 |
| Electricity | $197 | $2,367 |
| Total | $3,359 | $40,308 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $494,000 |
| 2026-04-20 | Price change | $499,000 |
| 2026-04-06 | Listed for sale | $500,000 |
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