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4358 Reed Creek Dr, Sherrills Ford, NC, 28673

4beds
4baths
2,161sqft
$369,900
$171price/sqft
$2,344/moest. monthly cost
$93,760/yrincome needed

About This Home

Situated in the growing lakeside community of Waterstone and just moments from Lake Norman, 4358 Reed Creek Drive offers a refined blend of comfort, functionality and access to one of the region’s most sought-after waterfront lifestyles. This four-bedroom, three-and-one-half-bath residence spans more than 2,000 square feet and is designed for effortless everyday living and entertaining. The open-concept floor plan creates a seamless flow between the main living spaces, allowing natural light to move throughout the home. The kitchen connects easily to the dining and living areas, creating an ideal setting for gatherings and relaxed lake-area living. Spacious bedrooms provide flexibility for guests, or a home office. Residents enjoy lake access, offering convenient opportunities for boating, kayaking and enjoying the outdoor lifestyle that defines the Lake Norman area. Additional highlights include a two-car garage and thoughtfully designed interior spaces that balance style and practicality. Located within reach of dining, marinas, shopping and recreational amenities, this residence presents an opportunity to enjoy connected lake living in one of North Carolina’s desirable waterfront-adjacent communities.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
3/10
Mill Creek MiddleGrades 7-86.6 mi
8/10
Bandys HighGrades PK,9-125.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Hardboard Siding,Stone Veneer

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Range,Gas Water Heater,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Third

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 2,161

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 2,161 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Primary Bedroom

  • Level: Third

Property

Details

  • Parcel number: 3697209091940000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Deck,Patio
  • Waterfront features: Beach - Private,Beach - Public
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.04 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Rear,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$119$1,428
Property Taxes $154$1,848
Electricity $201$2,415
Total$2,344$28,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,365/yr
40% on housing$70,320/yr
45% on housing$62,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 28673$227
Catawba County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 28673$204
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$369,900
2026-03-12Listing removed$319,990
2025-11-20Listed for sale$319,990
2025-05-05Sold$309,990
2025-03-19Price change$309,990
2025-02-23Listed for sale$339,990
2025-01-17Listing removed$380,990
2025-01-10Listed for sale$380,990

For Sale by Agent

AgentCharlie Williams
BrokeragePremier Sotheby's International Realty

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