290 Montgomery Ct, Palm Coast, FL, 32164
About This Home
Welcome to the Tradewinds! This elegant single-level home blends sophistication, comfort, and flexibility for active adults. The open-concept kitchen, dining, and great room create a bright, inviting hub, while sliding doors open to the rear-covered porch for seamless indoor-outdoor living. The owner's suite features dual walk-in closets and a spa-inspired bath, and a secondary bedroom provides private guest accommodations. A versatile flex space can serve as a study, home office, or optional third bedroom. With thoughtful storage, a two-car garage, and a well-planned layout, the Tradewinds offers effortless single-level living designed for both relaxation and entertaining.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Ryan Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,138 sqft
Property
Details
- Parcel number: 2112315560000000770
Features
- Levels: 1.0
- Stories: 1
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Flagler County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $648 | $7,776 |
| Electricity | $215 | $2,581 |
| Total | $3,294 | $39,528 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $434,990 |
| 2026-04-16 | Price change | $464,990 |
| 2026-03-24 | Listed for sale | $505,990 |
| 2025-01-14 | Listing removed | $368,990 |
| 2025-01-10 | Listed for sale | $368,990 |
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