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540 Plantation Ridge Ln, Baton Rouge, LA, 70810

2beds
3baths
2,397sqft
$550,000
$229price/sqft
$3,803/moest. monthly cost
$152,120/yrincome needed

About This Home

Beautiful Custom Home in Highland Plantation. 2327 sq ft designed by Andy McDonald with 2 master bedroom suites including 2.5 bathrooms. Some updates include new roof in 2024, new lake view with pier, higher area of yard completely fenced in, new light fixtures throughout, column and fireplace finishes updated along with 1/2 bath updates. The quality of this house is unmatched. It has many architectural features including reclaimed wood ceilings, wide plank hardwood floors, triple crown molding, tons of natural light with floor to ceiling windows, custom fireplace mantel, 11' ceilings and many more details throughout the home. The kitchen has custom reclaimed old pine inset cabinetry with a large island and a Vulcan range. The house surrounds a brick courtyard including a separate covered porch with 5 bevel gas lanterns throughout the exterior of the home. There is a storage pigeoneer and a 2 car garage.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
6/10
Woodlawn Middle SchoolGrades 6-84.6 mi
3/10
Woodlawn High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Construction materials: Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Orleans
  • Property subType: Single Family Residence,Residential

Interior

Bedroom1

  • Level: First
  • Area: 231.42

Bedroom2

  • Level: Second
  • Area: 231.42

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,747
  • Total interior livable area: 2,397 sqft

Property

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 9,670 sqft
  • Lot size dimensions: 89 x 129 x 69 x 117

Parking

  • Total spaces: 2
  • Parking features: 2 Cars Park

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$553$6,636
Property Taxes $288$3,456
Electricity $181$2,174
Total$3,803$45,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,388/yr
40% on housing$114,090/yr
45% on housing$101,413/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 70810$229
East Baton Rouge Parish$141

vs Homes Sold Last Month

Median $/sqft

ZIP 70810$179
East Baton Rouge Parish$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$550,000
2017-09-22Sold--
2012-06-21Sold--

For Sale by Agent

AgentTina Rispone
BrokerageNeely Real Estate Group, LLC

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