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94 Overlook Drive, Andes, NY, 13731

4beds
5baths
3,800sqft
$1,695,000
$446price/sqft
$12,036/moest. monthly cost
$481,440/yrincome needed

About This Home

Set on 47 extraordinary acres, this one-of-a-kind estate offers a rare blend of privacy, versatility, and refined country living. A picturesque, tree-lined driveway welcomes you into a beautifully maintained landscape of manicured lawns, rolling terrain, and breathtaking long-range views from nearly every vantage point. At the heart of the property sits the thoughtfully designed main residence, featuring three bedrooms and three-and-a-half bathrooms. The home is both elegant and inviting, highlighted by a chef's kitchen appointed with granite countertops and seamless access to the expansive main deck--perfect for entertaining. Here, you'll find a built-in barbecue, custom seating, and an ideal flow for indoor-outdoor living. Designed with both comfort and lifestyle in mind, the home also includes a sophisticated media room complete with a wet bar, as well as an adjacent wine room outfitted with a EuroCave 200-bottle wine cooler--perfect for collectors and entertainers alike. A quiet library offers a cozy retreat for reading or work-from-home flexibility. Beyond the main house, the estate unfolds into a compound of exceptional auxiliary structures. A separate guest house--also ideal as a private gym or studio--adds flexibility for hosting or wellness pursuits. A detached heated three-car garage is complemented by two additional garages suited for maintenance vehicles, equipment, or workshop space. For hobbyists or outdoor enthusiasts, a private shooting range enhances the property's unique appeal. Adding to the charm is a delightful crafts cottage, perfect for creative endeavors or a peaceful escape, while a serene koi pond provides a tranquil focal point amid the natural beauty. Ideally located near the charming Catskill Mountain village of Andes, the property offers the best of both seclusion and accessibility. Enjoy easy access to nearby hiking and fishing, explore the region's quaint Catskill villages, and take advantage of skiing just 20 minutes away. Conveniently situated approximately 2.5 hours from New York City, this exceptional offering is perfectly suited as a full-time residence or a luxurious weekend retreat. This remarkable estate presents an unparalleled opportunity to own a private sanctuary where luxury, recreation, and scenic beauty converge.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

5/10
Andes Central SchoolGrades PK-120.5 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Wine Cooler,Washer,Refrigerator,Range Hood,Microwave,Gas Range,Dishwasher
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Bar,Bookcases,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Recessed Lighting,Sauna,Storage,Track Lighting,Wet Bar,See Remarks
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Ceramic Tile,Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Dining Room,Library,Living Room,Propane,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,162
  • Finished area above ground: 3,800

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Zoned,Other
  • Cooling features: Multi Units,Other

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 259.921
  • Zoning: 01
  • Special condition: Trust
  • Other equipment: Generator

Features

  • Levels: Tri-Level
  • Pool features: None
  • Patio & porch: Deck,Side Porch
  • Exterior features: Built-in Barbecue,Garden,Outdoor Shower,Storage,Other
  • Fencing: Stone
  • Has view: Yes
  • View description: Forest,Mountain(s),Panoramic,Trees/Woods,Valley

Lot

  • Lot size: 48.17 Acres
  • Features: Garden,Landscaped,Meadow,Open Lot,Orchard(s),Private,Rolling Slope,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Workshop in Garage,Gravel,Gated,Garage Faces Rear,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$876$10,512
Property Taxes $1,963$23,556
Electricity $627$7,535
Total$12,036$144,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$412,662/yr
40% on housing$361,080/yr
45% on housing$320,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 13731$316
Delaware County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 13731
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Price change$1,695,000
2026-06-04Listed for sale$1,850,000
2025-11-01Listing removed$1,900,000
2025-09-22Price change$1,800,000
2025-07-16Price change$1,900,000
2025-05-23Price change$2,000,000
2024-11-01Price change$2,300,000
2024-07-26Listed for sale$2,820,000

For Sale by Agent

AgentJeffrey Ashton
BrokerageColdwell Banker Timberland Pro

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