57 Pounding Mill Cv, Hayesville, NC, 28904
About This Home
Rare creekfront property on 2.06 private acres featuring a beautiful trout stream with a waterfall right in your backyard. Tucked away in a quiet community with paved roads & no HOA dues, this property offers a serene mountain setting with exceptional privacy, bordered by USFS land across the road. The home features vaulted ceilings in the living room, kitchen & bedroom, along with hardwood floors throughout the main living areas. The living & dining areas open to an enclosed porch with a propane fireplace, perfect for enjoying the sights & sounds of the creek year-round. Additional features include a separate laundry room, two large storage buildings (one insulated with A/C), a paved circular driveway & mature landscaping. Enjoy a welcoming covered front porch & distant mountain views, all just minutes to Franklin & Lake Chatuge. Short-term rentals are allowed, making this an excellent opportunity for a vacation rental, second home, or full-time residence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Park Model/Tiny Home
Interior
Appliances
- Appliances included: Microwave,Gas Oven/Range,Refrigerator,Gas/Propane Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Cathedral/Vaulted Ceiling,Living/Dining Room,Main Level Living,Primary on Main Level,Open Floorplan,Workshop
- Window features: Screens,Window Treatments
- Flooring: Carpet,Hardwood
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Propane,Forced Air
- Cooling features: Window Unit(s)
Master Bedroom
- Level: First
Property
Details
- Parcel number: 549900496925
Features
- Patio & porch: Deck,Porch,Screened Porch/Deck
- Has view: Yes
- View description: Short Range View,View-Winter,View Year Round,Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Stream/Creek
- Residential vegetation: Partially Wooded
- Living area range: < 800
Lot
- Lot size: 2.06 Acres
- Features: Adjoins USFS,Open Lot,Private,Rolling
Parking
- Parking features: None-Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $51 | $612 |
| Electricity | $200 | $2,405 |
| Total | $1,207 | $14,484 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $175,000 |
| 2026-04-28 | Contingent | $175,000 |
| 2026-04-20 | Listed for sale | $175,000 |
| 2019-03-21 | Sold | $90,000 |
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