




1002 E State St, Charleston, MO, 63834
About This Home
This home has new central heat and air. Cozy 2 bedroom home with over 1100 square feet of living space. Large dining and living room. Home has fireplace and metal roof. A corner lot with 2 storage buildings in back yard. Property is fenced. Kitchen comes with range & dishwasher. Large additional room suitable for sewing room, nursery or office. Back porch is enclosed and has pantry storage.
Getting Around
Schools
Construction
Condition
- Year built: 1958
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Features
- Pool features: None
- Patio & porch: Porch
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Ice Storm
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $442 | $5,304 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $56 | $672 |
| Electricity | $141 | $1,693 |
| Total | $804 | $9,648 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2024-12-16 | Price change | $87,500 |
| 2024-10-04 | Listed for sale | $92,500 |
