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120 Magnolia St, Camden, TN, 38320

5beds
2baths
2,642sqft
$259,000
$98price/sqft
$1,840/moest. monthly cost
$73,600/yrincome needed

About This Home

VERY LARGE HOME THAT HAS BEEN UPDATED AND REMODEL. THIS HOME OFFERS 5 BEDROOMS. THE SPLIT FLOOR PLAN CAN BE USED FOR 2 DIFFERENT LIVING QUARTERS WITH EACH HAVING THEIR OWN ENTRANCE AND KITCHEN AND BATH AND LAUNDRY AREA. GREAT FOR EXTRA INCOME OR FOR A FAMILY MEMBER, EACH FLOOR HAS THEIR ON DRIVEWAY TOO. THE HOME IS LOCATED IN TOWN SO CLOSE TO STORES AND SCHOOLS. THIS HOME HAS A NEW DECK ON BACK AND NEW FLORRING THROUGHOUT THE HOME. PAINT FOR OUTSIDE HAS ALREADY BEEN BOUGHT AND WILL STAY WITH HOME. THIS HOME HAS SO MUCH ROOM FOR AGROWING FAMILY OR FOR GREAT RENTAL INCOME.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
Camden Elementary SchoolGrades PK-20.7 mi
5/10
Camden Jr High SchoolGrades 6-81.0 mi
6/10

Construction

Condition

  • Year built: 1973

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven-Electric
  • Laundry features: Washer/Dryer Hookup,Main Level

Basement

  • Area: 1404

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Exterior Entry

Bedroom2

  • Level: Main
  • Area: 111.18

Bedroom3

  • Level: Main
  • Area: 137

Bedroom4

  • Level: Basement
  • Area: 116

Bedroom5

  • Level: Basement
  • Area: 148.75

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central Gas/Natural
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,642
  • Total interior livable area: 2,642 sqft

Kitchen

  • Level: Main
  • Area: 207

Living Room

  • Level: Main
  • Area: 197.2

Master Bedroom

  • Level: Main
  • Area: 167.9

Property

Details

  • Parcel number: 029.00

Features

  • Levels: One
  • Patio & porch: Rear Porch,Deck,Patio
  • Exterior features: Storage
  • Fencing: None
  • Waterfront features: W/I 5 miles

Lot

  • Features: City Lot
  • Lot size dimensions: 129 x 186 x 159 x 158

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Concrete
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance $227$2,724
Property Taxes $90$1,080
Electricity $214$2,575
Total$1,840$22,080

Income You'd Need if You Spent...

35% on housing$63,085/yr
40% on housing$55,200/yr
45% on housing$49,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 38320$180
Benton County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 38320
Benton County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-08Listed for sale$289,000
2025-05-15Sold$125,000
2025-05-01Pending sale$129,900
2025-04-30Listed for sale$129,900
2017-01-04Sold$59,000

For Sale by Agent

AgentTonya Cooper
BrokerageLandmark Realty and Auction

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