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912 N Spring St, Waynesboro, MS, 39367

4beds
3baths
3,039sqft
$172,000
$57price/sqft
$1,350/moest. monthly cost
$54,000/yrincome needed

About This Home

If downtown living is for you, don't overlook this spacious home with lots of rooms to utilize as needed. There are two wings joined by a large den with fireplace, each side has two bedrooms and a bonus living / study room. Master bedroom has good-sized dressing room in addition to its bathroom. Laundry is located in an add'l kitchenette. Brick courtyard style patio is perfect for morning coffee or evening dining al fresco. Walking distance to downtown. C2 zoning allows for commercial use in the alternative!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
6/10
Wayne County High SchoolGrades 9-121.1 mi
3/10
Waynesboro Middle SchoolGrades K-81.1 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1952

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Veneer,Sheetrock,Ceramctile,Shtrk/Crmc,Shtrk/Wp,Paneling,Wallpaper

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: Utility Room Floor(Vinyl),Utility Room Wall(Sheetrock)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Ceiling Height(8 Ft)
  • Window features: Drapes
  • Flooring: Carpet,None,Tile,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,039
  • Total interior livable area: 3,039 sqft

Property

Details

  • Zoning: C-2

Features

  • Levels: One
  • Patio & porch: Patio,Brick
  • Fencing: Partial

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 100 x 100'

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Wayne County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$132$1,584
Property Taxes $67$804
Electricity $282$3,390
Total$1,350$16,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,285/yr
40% on housing$40,500/yr
45% on housing$36,000/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -18.3%
-18.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 39367$84
Wayne County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 39367
Wayne County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Price change$172,000
2026-02-24Listed for sale$180,000
2026-02-09Listing removed$180,000
2025-09-26Price change$180,000
2023-08-11Listed for sale$185,000

For Sale by Agent

AgentLaura Barnett
BrokerageBarnett Realty

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