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889 434th St, Old Town, FL, 32680

4beds
2baths
1,560sqft
$289,000
$185price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

JUST REDUCED to 289K! Nestled on 3 peaceful acres, this 2025 4-bedroom, 2-bath double-wide home offers modern comfort and serene country living. Step inside to enjoy 9-foot ceilings throughout and a spacious farmhouse-style kitchen featuring a walk-around island and bright white cabinetry?perfect for cooking, gathering, and entertaining. The lush, fully grassed yard is accompanied by a winding driveway that leads to the home. The property has a gated entrance for security and privacy. You'll have plenty of room for gatherings or hobbies under the 40x60 pole barn which has an rv hookup in place. The 10x16 utility building, which has a 12x16 lean to attached, is perfect for storing all of your outdoor tools, mowers, and such. The property also has a small pond on the back that could be stocked with fish! While the setting is quiet and laid back, you're conveniently close to local shopping, schools, and restaurants, giving you both rural tranquility and everyday convenience. Don't sleep on this one, it won't last long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Dixie County High SchoolGrades 8-123.5 mi
--
Ruth Rains Middle SchoolGrades 5-74.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Split Floor Plan,Walk-In Closet(s),High Ceilings
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Master Bathroom

  • Features: Dual Sinks,Separate Tub & Shower,Walk-in Shower

Master Bedroom

  • Features: 1 Master Suite,Walk-In Closet(s)

Property

Details

  • Parcel number: 061013452500000000

Features

  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Lot size: 3 Acres
  • Features: Oversize,Rectangular Lot,Typical,Cleared,Partially Landscaped,Wooded

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Detached Carport,Driveway,Limerock
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$245$2,940
Property Taxes $144$1,728
Electricity $197$2,366
Total$2,047$24,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32680$156
Dixie County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 32680
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$285,400
2026-04-21Price change$289,000
2026-03-23Price change$299,000
2026-02-28Price change$319,000
2026-01-31Price change$329,000
2025-11-25Listed for sale$339,000
2024-05-03Sold$65,000
2024-04-16Listed for sale$74,972
2023-07-05Sold$30,000
2023-05-28Pending sale$36,500
2023-05-10Listed for sale$36,500
2023-04-29Listing removed$36,500
2023-04-15Listed for sale$36,500
2023-04-02Pending sale$36,500
2023-03-22Price change$36,500
2022-11-15Price change$54,900
2022-10-24Listed for sale$64,900
2005-08-09Sold$17,000

For Sale by Agent

AgentCheryl Pridgeon
BrokerageHatcher Realty Services, Inc. Steinhatchee

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