See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

454 center point river, Kerrville, TX, 78028

0beds
0baths
--sqft
$750,000
--price/sqft
$5,080/moest. monthly cost
$203,200/yrincome needed

About This Home

Discover 11.98 Acres of Pure Texas Hill Country with Full Guadalupe River Access Own a rare slice of the highly soughtafter Texas Hill Country just minutes outside the charming town of Center Point. This 11.98acre property offers something truly special: full, private access to the iconic Guadalupe River-a feature that sets it apart from anything else on the market. Whether you're dreaming of a recreational retreat, a weekend escape, or a place to build unforgettable memories, this land delivers. Spend your days fishing along the riverbank, cooling off in the water, or simply soaking in the peace and quiet of nature. When the sun sets, gather around a campfire, cook up a fresh catch, and camp under a sky full of stars. Opportunities like this don't come around often. Experience the rare joy of owning your own piece of Guadalupe River bottom and enjoy the RARE freedom, beauty, and adventures that come with it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Center Point MiddleGrades 6-81.9 mi
4/10
Center Point High SchoolGrades 9-121.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 265

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront,Water Access
  • Waterbody name: Guadalupe River
  • Topography of land: Sloping,Rocky

Lot

  • Lot size: 11.98 Acres
  • Features: Cleared,Hunting Permitted

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$494$5,928
Property Taxes $556$6,672
Electricity $238$2,859
Total$5,080$60,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,171/yr
40% on housing$152,400/yr
45% on housing$135,466/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$296
Kerr County$335

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$750,000
2026-02-27Listed for sale$800,000
2025-11-29Listing removed$634,400
2025-06-11Price change$634,400
2024-10-11Listed for sale$1,700,000

For Sale by Agent

AgentZackary Bents
BrokerageColdwell Banker Stagecoach Realty

Similar Homes