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102 NE 931 St., Old Town, FL, 32680

3beds
2baths
2,297sqft
$574,000
$250price/sqft
$4,508/moest. monthly cost
$180,320/yrincome needed

About This Home

Suwannee Riverfront Home & Airbnb Retreat with Private Dock! This fully furnished waterfront home on the Suwannee River offers the perfect blend of Florida riverfront living, vacation rental income, and outdoor adventure. Featuring a beautifully updated 3BR/2BA main home plus a separate 2BR/1BA furnished guest apartment, this property is ideal for a multi-generational family, mother-in-law suite, or turnkey Airbnb investment property. Inside, you'll find a remodeled kitchen, updated guest bath, new flooring, and comfortable open living spaces designed for relaxing riverfront living. The expansive screened porch overlooks the Suwannee River and creates the perfect setting for morning coffee, sunset views, and entertaining guests. Outdoor features include a spacious deck, patio, covered boat dock, and private access for boating, fishing, kayaking, and canoeing adventures. Located near Florida's famous natural springs, this move-in ready waterfront retreat offers excellent Airbnb income potential. A newly installed elevator adds convenience, accessibility, and value to this unique waterfront property. Whether you're searching for a Suwannee River vacation home, furnished waterfront property, Airbnb-ready investment, or private Florida riverfront retreat, this one-of-a-kind home delivers the ultimate boating and waterfront lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Old Town Elementary SchoolGrades PK-414.8 mi
2/10
Dixie County High SchoolGrades 8-1216.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding,Block

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dryer - Electric,Electric Range,Refrigerator,Washer,Water Filter - Whole House,Water Softener
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Elevator,Open Floorplan,Stone Counters
  • Door features: French Doors
  • Window features: Single Pane,Plantation Shutters
  • Flooring: Luxury Vinyl Planking,Tile,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,297
  • Total interior livable area: 2,297 sqft

Master Bathroom

  • Features: Separate Tub & Shower

Master Bedroom

  • Features: 1 Master Suite,Dual Closets

Property

Details

  • Parcel number: 080814685600000080

Features

  • Levels: 2+ Story
  • Pool features: None
  • Patio & porch: Enclosed Porch,Open Deck
  • Exterior features: Dock
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Gulf Access
  • Waterbody name: Suwannee River
  • Frontage length: Waterfront Footage: 99
  • Topography of land: Level

Lot

  • Lot size: 0.59 Acres
  • Features: Rectangular Lot,Fruit Trees,Partially Landscaped

Parking

  • Parking features: Driveway,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,902$34,824
Home Insurance *$487$5,844
Property Taxes $888$10,656
Electricity $231$2,773
Total$4,508$54,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,560/yr
40% on housing$135,240/yr
45% on housing$120,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 32680$151
Dixie County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32680
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$579,000
2026-01-29Listing removed$585,000
2025-11-16Price change$585,000
2025-09-08Listed for sale$590,000
2021-09-15Sold$299,000
2021-07-22Pending sale$299,000
2021-05-06Listed for sale$299,000
2021-04-21Pending sale$299,000
2021-04-13Price change$299,000
2021-02-24Listed for sale$325,000
2021-02-12Pending sale$325,000
2021-01-19Listed for sale$325,000
2015-03-10Sold$150,000
2015-01-14Pending sale$174,900
2013-06-13Listing removed$179,900
2013-06-02Price change$179,900
2013-05-23Price change$160,000
2013-05-12Listed for sale$179,900

For Sale by Agent

AgentDawn Mcgee
BrokerageUnited Country Smith & Associates Trenton

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