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14036 Hilltop Rd, Pine Grove, CA, 95665

3beds
2baths
1,740sqft
$384,999
$221price/sqft
$2,762/moest. monthly cost
$110,480/yrincome needed

About This Home

Welcome to this beautifully updated Pine Grove home, ideally located in the heart of town with plenty of room to spread out both inside and out. Surrounded by mature trees and offering a spacious multi-level floor plan, this property combines small-town charm with modern convenience. The open-concept main living area features updated flooring, a remodeled kitchen with a stone countertop island, and a modern refrigerator, creating a warm and inviting space for everyday living and entertaining with a bedroom on the main floor Step outside onto the large deck, the perfect spot to enjoy your morning coffee or relax among the peaceful mountain setting. The upper level offers two bedrooms connected by a Jack-and-Jill bathroom, while the lower level provides flexible living space with a large room that can serve as a home office, playroom, guest room, or potential fourth bedroom. Tax records indicate approximately 1,740 square feet, with an additional lower-level living area providing even more usable space. Seller improvements include updated bathroom vanities, flooring, exterior paint, Plenty of parking and storage/woodsheds. Conveniently located near schools, shopping, dining, and local favorites, you'll enjoy easy access to community amenities and the charm of Pine Grove living. This versatile home offers the space, updates, and location you've been looking for.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
8/10
Amador High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Combination,Raised,Slab
  • Roof: Shingle,Composition
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Dishwasher,Electric Cooktop
  • Laundry features: Laundry Room,Hookups Only,In Basement

Basement

  • Has basement: Yes
  • Basement: Laundry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Simulated Wood,Luxury Vinyl Plank,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,740 sqft

Kitchen

  • Features: Concrete Counter

Property

Details

  • Zoning: R1
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: Back Yard,Partial
  • Topography of land: Lot Grade Varies,Lot Grade Varies

Lot

  • Lot size: 0.46 Acres
  • Features: Shape Regular

Parking

  • Total spaces: 8
  • Parking features: No Garage,Deck,RV Possible,Uncovered Parking Spaces 2+,Downslope Driveway/Sidewalks
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Lightning
Avalanche
Inland Flooding
Landslide

FEMA Declared Disasters in Amador County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$194$2,328
Property Taxes $224$2,688
Electricity $398$4,786
Total$2,762$33,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,697/yr
40% on housing$82,860/yr
45% on housing$73,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.3%
14.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 95665$160
Amador County$285

vs Homes Sold Last Month

Median $/sqft

ZIP 95665
Amador County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$384,999
2026-06-13Listed for sale$399,000
2023-08-18Sold$357,000
2023-07-18Pending sale$368,000
2023-07-01Price change$368,000
2023-06-09Listed for sale$375,000
2022-07-19Sold$335,000
2022-06-28Pending sale$399,000
2022-06-18Price change$399,000
2022-06-08Price change$429,000
2022-05-22Listed for sale$439,000
2019-11-19Sold$250,000

For Sale by Agent

AgentKristen Haus
BrokerageReal Broker Technologies

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