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4916 Presidential Dr, Geneva, OH, 44041

1beds
1baths
--sqft
$199,900
--price/sqft
$1,511/moest. monthly cost
$60,440/yrincome needed

About This Home

Geneva on The Lake opportunity close to the strip! Cottage that has major improvements to make a year around house. Complete new PVC & CPVC plumbing through home, 6" insulation added in walls, 1/2" foam insulation under plywood between original flooring on main and upper floors, and added 2x6s to the 2x4s in roof rafters and floors. Electrical upgraded to EMT - Electrical Metal Tubing with grounding stake, 200 amp panel with 20 amp GFCIs, all outlets grounded through the whole home with several outlets on every wall and 20 amp GFCis outside on every wall. Bonus partial solar back up can stay or owner can take plus Electric baseboard heat on 200 amp circuits. Roof has 3/4" plywood 4Ft up from the edge of the roof with dual layers of rubberized coating over felt and partial metal roof. Extra rain gutter and metal roofing and 10+ gallons of rubberized roof coating will stay. Added addition foundation block under frost line and new block supports under porches. Gorgeous Cedar plank shingles combined with wood siding created an inviting exterior accented with beautifully landscaped fenced yard. Kitchen offers counter spaces, electric stove and refrigerator, wired for both garbage disposal and dishwasher and has a low profile 30 gallon hot water tank. Spacious full bathroom on the main floor with counter space and cabinets, stall shower and heat lamp. Living room off kitchen has a bar/ eating area nook. Plumbed to have a stackable or combo washer/dryer next the the full bathroom if desired. Attic has been finished and staircase added to create a bedroom able to be set up with a few beds or one larger one and storage areas. This home offers opportunity to finish off spaces to your preferences with the major items upgraded. Some virtually staged photos added to show the full potential of this great property in an amazing location! Short terms rental or use for your personal use to enjoy all Geneva on the Lake has to offer.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Geneva High SchoolGrades 8-124.1 mi
4/10
Geneva Middle SchoolGrades 4-84.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal,Rubber
  • Construction materials: Cedar,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Main Level,In Unit

Bathroom

  • Level: First
  • Dimensions: ND x ND

Bedroom

  • Level: Second
  • Dimensions: ND x ND

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Wall Unit(s)

Kitchen

  • Level: First
  • Dimensions: ND x ND

Living Room

  • Level: First
  • Dimensions: ND x ND

Property

Details

  • Parcel number: 210320007900

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced,Gate,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,613 sqft
  • Features: < 1/2 Acre,Back Yard,Landscaped
  • Lot size dimensions: 40 x 61

Parking

  • Parking features: Driveway,On Street,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$122$1,464
Property Taxes $186$2,232
Electricity $193$2,320
Total$1,511$18,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,805/yr
40% on housing$45,330/yr
45% on housing$40,293/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 44041$138
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44041$141
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$199,900
2004-11-23Sold$9,000

For Sale by Agent

AgentJennifer L Allen
BrokerageKeller Williams Greater Cleveland Northeast

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