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1315 Tennessee St, Vallejo, CA, 94590

2beds
2baths
0sqft
$485,000
--price/sqft
$3,315/moest. monthly cost
$132,600/yrincome needed

About This Home

Exceptional mixed-use investment opportunity offering stable income and long-term upside. This fully leased property features a highly visible street-front commercial space occupied by a well-established insurance office, plus a bright and spacious upstairs 2-bedroom, 1-bath residential unit. The property offers excellent curb appeal, strong street exposure, dedicated on-site parking, and reliable tenants, making it a true turnkey investment. Ideal for investors seeking immediate cash flow, while also providing future flexibility for owner-users or value-add potential. Conveniently located near Downtown Vallejo, the waterfront, ferry terminal, shopping, restaurants, and major transportation routes, this is a rare opportunity to own a well-maintained mixed-use property in one of the Bay Area's growing markets. Additional highlights include ample on-site parking, separate commercial and residential entrances, excellent visibility along Tennessee Street, and low-maintenance ownership. A quality investment with pride of ownership throughout.

Getting Around

88
WalkingVery Walkable
30
TransitSome Transit
71
BikeVery Bikeable

Schools

2/10
Hogan Middle SchoolGrades 6-81.6 mi
3/10
Vallejo High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Original
  • Year built: 1932

Type & Style

  • Home type: MultiFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0057071070
  • Zoning description: Unknown
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 5,001 sqft
  • Features: Shape Regular,Private

Parking

  • Total spaces: 5
  • Parking features: Off Street,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$150$1,800
Property Taxes $315$3,780
Electricity $398$4,786
Total$3,315$39,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,657/yr
40% on housing$99,450/yr
45% on housing$88,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 94590$258
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 94590$356
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$485,000

For Sale by Agent

AgentCecilia Z. Mu
BrokerageReal Brokerage Technologies

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