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6900 Oswego Trl SW, Riverdale, GA, 30296

3beds
3baths
2,161sqft
$320,000
$148price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

All Brick Ranch with full partial finished basement! 2nd kitchen in basement! Sunroom! Formal Living, Formal Dining, Separate Laundry Room! Acre Lot, New Roof! New HVAC, New Appliances

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Nolan Elementary SchoolGrades PK-51.2 mi
4/10
Mcnair Middle SchoolGrades 6-82.3 mi
2/10
Banneker High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Convection Oven,Cooktop,Dishwasher,Ice Maker,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Boat Door,Concrete,Daylight,Interior Entry,Exterior Entry,Full,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,Soaking Tub,Separate Shower,Tile Bath,Walk-In Closet(s),Master On Main Level
  • Flooring: Tile,Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 25
  • Finished area above ground: 2,136

Heating & Cooling

  • Heating features: Natural Gas,Central,Forced Air
  • Cooling features: Electric,Ceiling Fan(s),Central Air,Attic Fan

Interior Area

  • Total structure area: 2,161
  • Total interior livable area: 2,161 sqft

Kitchen

  • Features: Breakfast Area,Country Kitchen,Pantry,Second Kitchen

Property

Details

  • Parcel number: 13 016500020192
  • Special condition: Agent/Seller Relationship
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: City,Seasonal View

Lot

  • Lot size: 0.95 Acres
  • Features: Level,Sloped

Parking

  • Total spaces: 2
  • Parking features: Carport,Kitchen Level,Side/Rear Entrance
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$281$3,372
Property Taxes $237$2,844
Electricity $219$2,637
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 30296$110
Fulton County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 30296$127
Fulton County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$320,000
2022-05-19Pending sale$280,000
2022-05-19Listed for sale$280,000

For Sale by Agent

AgentCheryl M Green
BrokerageVirtual Properties Realty.com

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