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728 Railey Rdg NE, Ranger, GA, 30734

4beds
3baths
3,254sqft
$899,000
$276price/sqft
$7,213/moest. monthly cost
$288,520/yrincome needed

About This Home

Luxury New Construction with Spectacular Mountain & Sunset Views in Talking Rock Creek Resort Experience mountain luxury at its finest in this stunning custom-built 4-bedroom, 3-bathroom home offering 3,254 square feet of thoughtfully designed living space in Talking Rock Creek Resort-widely regarded as the best-kept secret of the North Georgia Mountains. Perfectly positioned to capture breathtaking long-range mountain views from the rear of the home and incredible sunset views to the west, this property is a true showstopper. From the moment you enter, you'll be impressed by the soaring 10-foot ceilings, dramatic vaulted ceilings, oversized 8-foot doors, and expansive 16-foot sliding glass doors that seamlessly blend indoor and outdoor living while showcasing the spectacular mountain backdrop. The gourmet chef's kitchen is designed to impress, featuring Fantasy Brown Dolomite countertops, under-cabinet lighting, a custom vent hood, and a spacious walk-in pantry. The open-concept main living area centers around a stunning stacked electric fireplace, creating a warm and inviting atmosphere for entertaining or everyday living. Wake up to mountain views from the luxurious primary suite, complete with its own private access to the deck through glass sliders, an elegant electric rock fireplace, and a spa-inspired bathroom featuring a custom oversized shower with elevated exterior shower controls. The terrace level is designed for entertaining and flexibility, offering a large gathering space, wet bar, fourth bedroom, full bath, abundant storage, and a massive flex room perfect for a media room, game room, fitness space, or additional guest accommodations. Additional premium features include: * Side-entry mudroom/laundry room with custom cabinetry, sink, and elevated dog wash station * Tankless gas water heater * Buried propane tank * Propane grill hookup * EV charging station * Generator-ready setup * Hot tub-ready installation * Extensive storage throughout Landscaping is currently underway, further enhancing the beauty and curb appeal of this exceptional property. Located just minutes from Carters Lake, and convenient to Ellijay, Blue Ridge, Chattanooga, and Atlanta, this home offers the perfect blend of luxury, recreation, and accessibility. Residents of Talking Rock Creek Resort enjoy an unmatched amenity package including: * Two swimming pools * Tennis courts * Private lake * Fitness center * Hiking trails * Private beach area on Talking Rock Creek near the Trout Lodge * Gated security * No restrictions on short-term rentals Whether you're seeking a full-time residence, luxury mountain retreat, or investment opportunity, this extraordinary home delivers craftsmanship, views, and amenities rarely found in one package. This is North Georgia mountain living at its absolute best.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
Red Bud Middle SchoolGrades 6-88.9 mi
6/10
Sonoraville High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,In-Law Floorplan,Master On Main Level,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,583
  • Finished area above ground: 1,671
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,254
  • Total interior livable area: 3,254 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: 1231 728
  • Special condition: Covenants/Restrictions

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Waterbody name: None

Lot

  • Lot size: 1.12 Acres
  • Features: Private,Sloped

Parking

  • Total spaces: 6
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Landslide
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$535$6,420
Property Taxes $1,817$21,804
Electricity $316$3,793
Total$7,213$86,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$247,302/yr
40% on housing$216,390/yr
45% on housing$192,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 30734$213
Gordon County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 30734$223
Gordon County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$799,000
2026-07-23Price change$899,000
2026-06-24Listed for sale$934,000
2025-05-20Sold$16,000
2025-05-06Pending sale$19,900
2024-10-15Listed for sale$19,900
2024-10-09Listing removed$24,900
2024-07-15Price change$24,900
2024-04-13Listed for sale$29,900

New Construction

AgentRegina Harrison
BrokerageRB Realty

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