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28065 Peninsula Dr N, Lake Arrowhead, CA, 92352

3beds
4baths
3,484sqft
$1,995,000
$573price/sqft
$12,878/moest. monthly cost
$515,120/yrincome needed

About This Home

Lake Arrowhead Gated Home in Prestigious Point Hamiltair! Situated within the exclusive gated community, this beautiful interior family home offers warmth, space, and timeless appeal. The dramatic living room features soaring vaulted ceilings and a striking fireplace, creating an inviting focal point. An open floor plan flows seamlessly into large, airy rooms throughout. All three bedrooms are en-suite, including a spacious primary suite complete with its own fireplace and a generously sized bathroom. Designed for both entertaining and everyday living, the family room—featuring a fireplace and corner bar—opens to a formal dining area that comfortably accommodates up to 10 guests. The adjacent cook’s kitchen is equipped with built-in appliances and abundant storage. Additional highlights include: Newer tile roof Remodeled Kitchen and Main Bathroom Fresh exterior paint Easy-access garage Sweeping corner lot with excellent curb appeal Beautiful lake views Lovingly maintained and enjoyed by one family for many years, this home truly radiates pride of ownership and welcoming energy. Convenient distance to your boat dock: slip ID PHM 3 SLIP 10 (COMMUNITY) Included.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1978

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,In Kitchen

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • All Bedrooms Up
  • Fireplace features: Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,484 sqft

Property

Details

  • Parcel number: 0333941140000
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 8,850 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$831$9,972
Property Taxes $1,213$14,556
Electricity $747$8,965
Total$12,878$154,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$441,531/yr
40% on housing$386,340/yr
45% on housing$343,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$573This listing

vs Other Active Listings

Avg $/sqft

ZIP 92352$379
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92352$335
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$1,995,000
2024-08-19Price change$2,299,000
2024-06-30Listed for sale$2,399,000
2013-04-19Sold$930,000

For Sale by Agent

AgentVictoria Davis
BrokeragePINES TO PALMS REAL ESTATE

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