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45 SE 995th St, Old Town, FL, 32680

2beds
1baths
720sqft
$215,000
$299price/sqft
$1,573/moest. monthly cost
$62,920/yrincome needed

About This Home

Suwannee River waterfront, 225'. Property offers 2 lots with 2 mobile homes. 45 se 995th st. and 71 SE 995th st. Comes with a stilted single wide that needs some TLC, updated power pole and service. Both properties run off the same well. If you are searching for riverfront with awesome views, this is it. Directly across from you is the mouth of Fanning Springs. This property offers close proximity to restaurants, boat ramp, boat docking and riverfront enjoyment. The 2nd mobile with need a lot of TLC or remove it and bring your RV. This is a 2 for 1.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
2/10
Dixie County High SchoolGrades 8-1210.5 mi
--
Ruth Rains Middle SchoolGrades 5-711.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Outside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Window features: Single Hung Windows,Single Pane
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Vanity

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 000069570000

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Balcony,Lighting
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: None,River Access,River Front
  • Waterbody name: Suwannee River
  • Frontage length: Road Frontage: 221.32,Waterfront Footage: 225
  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.84 Acres
  • Features: Oversize,Cleared,Wooded,Flood Plain

Parking

  • Parking features: Open,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$182$2,184
Property Taxes $107$1,284
Electricity $197$2,366
Total$1,573$18,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,931/yr
40% on housing$47,190/yr
45% on housing$41,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 32680$158
Dixie County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 32680
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-09Listed for sale$250,000
2026-02-01Listing removed$250,000
2025-07-31Listed for sale$250,000

For Sale by Agent

AgentSonja Reed
BrokerageSuwannee Realty (Suwannee)

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