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148 SW 827th St, Old Town, FL, 32359

2beds
2baths
1,040sqft
$950,000
$913price/sqft
$7,417/moest. monthly cost
$296,680/yrincome needed

About This Home

Welcome to your waterfront paradise! This stunning property boasts 331 feet of pristine, Steinhatchee River frontage with deep water access, perfect for boating, fishing, scalloping or simply enjoying the serene views. A private boat dock, sea wall and neighboring a community boat ramp make launching and docking a breeze. The 2,320 square foot home has been remodeled post-Hurricane Helene (2024) with minimal storm damage and is move-in ready. Enjoy outdoor living year-round with spacious screened front and back porches, ideal for relaxing or entertaining. Off the screened porches you will find an enclosed storage area that offers ample room for gear, tools, or recreational equipment and an attached fish cleaning room and table in the screened area to add extra convenience for anglers and cleaning the scallops you collect out of the Gulf. The property includes a pole barn with two camper hookups, making it perfect for hosting guests or extended stays as well as a vacant lot with connected utilities. Whether you're looking for a full-time residence, vacation home, or investment property, this unique riverfront gem checks all the boxes!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-714.5 mi
2/10
Dixie County High SchoolGrades 8-1215.9 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Board & Batten Siding,Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cracker
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Range
  • Laundry features: Laundry Closet,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Wood Cabinets
  • Window features: Single Pane
  • Flooring: Luxury Vinyl Planking
  • Fireplace features: None

Heating & Cooling

  • Heating features: Window Unit(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Master Bathroom

  • Features: Jack & Jill Bath,Shower Only

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 300910030900000200

Features

  • Patio & porch: Porch
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Seawall,Gulf Access,River Front
  • Waterbody name: Steinhatchee River
  • Frontage length: Waterfront Footage: 331
  • Topography of land: Level
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.61 Acres
  • Features: Multiple Lots,One Way - Dead End,Oversize,Room for a Pool,Cleared,Wooded

Parking

  • Parking features: None,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$806$9,672
Property Taxes $1,611$19,332
Electricity $197$2,366
Total$7,417$89,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,297/yr
40% on housing$222,510/yr
45% on housing$197,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$913This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$250
Dixie County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$1,700,000
2025-10-20Price change$2,000,000
2025-04-10Listed for sale$3,700,000

For Sale by Agent

AgentAmy Paras
BrokerageeXp Realty LLC

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