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219 Ridgeview Point, Alexander City, AL, 35010

5beds
4baths
4,370sqft
$2,200,000
$503price/sqft
$14,225/moest. monthly cost
$569,000/yrincome needed

About This Home

Set on a quiet cove just off the main water, this sprawling 5-bedroom, 4-full-bath home is perfect for you and your family. Large family gatherings are a joy with the spacious indoor and outdoor living areas on both levels. The main floor boasts the primary bedroom and bath, as well as a guest bedroom and bath. The cathedral ceiling in the living room provides fabulous views of the lake. A large gourmet kitchen, attached two-car garage, and generous outdoor parking complete the upper level. The additional three bedrooms and two baths downstairs are tucked away for added privacy. One of the downstairs bedrooms is ideal for multiple bunk beds. The spacious family room downstairs includes a large kitchenette. Outside, you'll find a large storage room on the patio, perfect for all of your lake toys. Terrace your way down to the water to swim, boat, or simply relax. The pier is thoughtfully designed with a boat lift and a double Sea-Doo lift. The Ridge HOA includes access to The Ridge Club, both pools, the fitness center, tennis courts, pickleball courts, trails, the Beach Club, and more. You're just minutes from the conveniences of Russell Crossroads, Fanny Goldmine Diner, Catherine's Market, The Stables, Kowaliga Restaurant, The SpringHouse Restaurant, and much more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Eclectic Middle SchoolGrades 5-810.8 mi
7/10
Elmore Co High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Basement
  • Roof: Architectural
  • Construction materials: HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,370
  • Total interior livable area: 4,370 sqft

Property

Details

  • Parcel number: 08030600040350000
  • Zoning description: Residential Single

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Shrubs
  • Has view: Yes
  • On waterfront: Yes
  • Waterbody name: Lake Martin

Lot

  • Lot size: 0.85 Acres
  • Features: Lot Remarks,Wooded,Gentle Sloping,Views

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$2,155$25,860
Property Taxes $458$5,496
Electricity $488$5,867
Total$14,225$170,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$487,714/yr
40% on housing$426,750/yr
45% on housing$379,333/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 35010$271
Elmore County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 35010$124
Elmore County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$2,200,000
2026-06-11Listed for sale$2,350,000
2022-08-17Sold$0
2022-07-11Contingent$1,100,000
2022-07-06Listed for sale$1,100,000

For Sale by Agent

AgentJohn W Franklin
BrokerageLake Homes Realty of Central Alabama

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