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27717 SE Hwy 19, Old Town, FL, 32680

3beds
2baths
1,738sqft
$599,000
$345price/sqft
$4,743/moest. monthly cost
$189,720/yrincome needed

About This Home

A Rare Suwannee Riverfront Retreat Where Luxury Meets the Florida Nature Coast Discover the rare opportunity to own an exceptional Suwannee River waterfront estate set high and dry on a scenic bluff in one of the most sought-after stretches of Florida's Nature Coast. With paved road access, elevated riverfront property, and a beautifully maintained ground-level brick home, this extraordinary retreat offers the perfect blend of comfort, privacy, recreation, and timeless Florida living. From the moment you arrive, the setting is truly special. The expansive 3-bedroom, 2-bath main residence offers more than 1,700 square feet of heated living space, providing a comfortable and inviting environment for full-time living or unforgettable weekend escapes. A one-car attached garage adds convenience, while the property's elevated position provides peace of mind and beautiful views of the legendary Suwannee River. For guests, extended family, or entertaining, the property offers an exceptional detached 1-bedroom, 1-bath bunk house complete with a spacious entertainment room and wet bar. This versatile guest retreat provides the perfect space for visitors, a private getaway, additional storage, or unforgettable gatherings. A covered area at the front offers additional flexibility for parking a golf cart or UTV, storing equipment, or creating a workshop. Outdoor enthusiasts will appreciate the impressive storage options, including a large side carport with ample room for a sizable boat. With the river just steps away, this property is designed for those who want to embrace the best of the Florida lifestyle—boating, fishing, kayaking, canoeing, wildlife watching, and endless days spent on the water. The Suwannee River offers easy navigation and access toward the Gulf of America, just a short 30-minute boat ride away. Imagine beginning your day with coffee overlooking the river, spending the afternoon exploring crystal-clear springs and hidden waterways, and ending the evening watching the sun set over one of Florida's most iconic natural treasures. The location is equally impressive. Fanning Springs State Park, Otter Springs, Hart Springs, and Manatee Springs are all nearby, offering some of the most beautiful freshwater adventures in the state. Enjoy boating to a nearby waterfront restaurant for a memorable meal, or explore the Nature Coast State Trail by bicycle or on foot. Whether you are searching for a luxurious primary residence, an exclusive vacation retreat, a riverfront investment property, or the ultimate outdoor enthusiast's escape, this rare Suwannee River property offers a lifestyle that is increasingly difficult to find. High and dry. Riverfront. Private. Versatile. Unforgettable. If you have been searching for a Florida river house, Suwannee River property, boating retreat, or private Nature Coast escape, this exceptional property delivers the location, elevation, water access, accommodations, and lifestyle you've been waiting for.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
3/10
Dixie County High SchoolGrades 7-129.5 mi
--
Ruth Rains Middle SchoolGrades 5-710.8 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Electric Range,Refrigerator
  • Laundry features: In Garage,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Wood Cabinets
  • Door features: French Doors
  • Window features: Double Pane Windows,Single Hung Windows,Window Treatments
  • Flooring: Carpet,Luxury Vinyl Planking,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,738 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Shower Only

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 301014000070230000

Features

  • Patio & porch: Open Deck,Patio
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Riprap,Seawall,River Front
  • Waterbody name: Suwannee River
  • Frontage length: Waterfront Footage: 170
  • Topography of land: Level,Topo Mix

Lot

  • Lot size: 0.70 Acres
  • Features: Typical,Partially Landscaped

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Carport,2 Car Detached Garage,Boat,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$508$6,096
Property Taxes $1,010$12,120
Electricity $197$2,366
Total$4,743$56,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,617/yr
40% on housing$142,290/yr
45% on housing$126,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 32680$148
Dixie County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 32680
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$599,000
2022-11-28Sold$320,000
2022-09-26Pending sale$399,000
2022-07-23Listed for sale$399,000

For Sale by Agent

AgentDeen Lancaster
BrokerageDeen Lancaster Realty Inc.

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