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1212 W Taft St, Gary, IN, 46404

2beds
2baths
3,260sqft
$180,000
$55price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

If you're looking for a move in ready home, don't miss your opportunity on this completely renovated 2 Bedroom 2 Bath home on a large corner lot which also features an 18' above ground pool to enjoy the summer weather. Walking into the tiled entry, you'll see the beautifully refinished Oak and Pine hardwood floors. Open concept with a large Living Room, and Formal Dining Room which leads to the large Kitchen and open pantry. The Kitchen features new Stainless Steel appliances, new wood cabinets, ceramic tile flooring , room for another dining table, more cabinetry or a kitchen island. 2 Nice sized bedrooms on the main floor along with a full bath. The finished basement has plenty of room to entertain in the large family room. Finished Laundry Room with a washer and dryer. The oversized 30' x 40' garage has a new concrete, painted floor and has room to park 3 vehicles and room to park more with the back of the home consisting mostly being concrete. New front stairs and landing and side stairs. New Roof for House and Garage, HVAC, Electric Panel, Windows, Siding, refinished floors and ceramic tile in Basement completed in 2025. Basement paneling and drop ceiling are original. Schedule your showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
4/10
1/10

Construction

Condition

  • Year built: 1919

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Finished

Bedroom2

  • Area: 156
  • Dimensions: 13.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Area: 168
  • Dimensions: 14.0 x 12.0

Family Room

  • Area: 320
  • Dimensions: 20.0 x 16.0

Features

  • Open Floorplan,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,308

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,260
  • Total interior livable area: 3,260 sqft

Kitchen

  • Area: 234
  • Dimensions: 18.0 x 13.0

Laundry

  • Area: 132
  • Dimensions: 12.0 x 11.0

Living Room

  • Area: 221
  • Dimensions: 17.0 x 13.0

Primary Bedroom

  • Area: 156
  • Dimensions: 13.0 x 12.0

Property

Details

  • Parcel number: 450808181014000004
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Detached,Oversized,Garage Faces Front,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$253$3,036
Property Taxes $139$1,668
Electricity $298$3,586
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 46404$64
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46404$76
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-25Price change$190,000
2026-01-27Listed for sale$195,000
2024-08-07Sold$26,000
2024-06-29Price change$29,900
2024-04-13Price change$39,900
2024-03-23Listed for sale$47,900

For Sale by Agent

AgentDonald Deerwester III
BrokerageMcCormick Real Estate, Inc.

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