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0 State Route 29, Dolgeville, NY, 13329

1beds
1baths
800sqft
$224,900
$281price/sqft
$1,817/moest. monthly cost
$72,680/yrincome needed

About This Home

Private Adirondack Cabin on 16.5 Wooded Acres on Spruce Creek! Escape to the peace and beauty of the Adirondacks with this secluded cabin nestled on 16.5 fully wooded acres at the edge of the Adirondack Park. Accessed by a beautiful private right-of-way road, this property offers exceptional privacy while remaining close to popular snowmobile and ATV trail systems, making it the perfect year round recreational retreat. Whether you're looking for a weekend getaway or a full-time residence, this rustic Adirondack-style cabin is ready to enjoy. The cabin is fully wired, completely insulated, and approximately 90% finished, featuring reliable off-grid living with a solar power system, generator backup, and hot water on demand. The property is bordered by over 750 feet of frontage on Spruce Creek, a stream well known for its excellent trout fishing, creating a picturesque setting where you can relax to the soothing sounds of flowing water while enjoying the natural beauty that surrounds you. Inside, the main living area showcases the warmth and charm of Adirondack craftsmanship. The upstairs offers an exciting opportunity to finish the space to your liking, with room for up to three bedrooms, making it ideal for family and guests. A detached two-stall garage provides ample storage for vehicles, ATVs, snowmobiles, tools, and other recreational equipment. If you've been dreaming of owning a private Adirondack retreat surrounded by nature, this unique property offers the perfect combination of seclusion, recreation, and year-round comfort. Whether you're fishing for trout in Spruce Creek, exploring nearby trails, or simply unwinding in your own woodland sanctuary, this property is ready to become your Adirondack escape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Poured,Slab
  • Roof: Metal
  • Construction materials: Other,Wood Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Living Room,Country Kitchen,Kitchen/Family Room Combo,Natural Woodwork
  • Flooring: Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Wood,Forced Air

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 21460010200200010824000000
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Dirt Driveway,Patio,Propane Tank - Leased
  • Waterfront features: River Access,Stream
  • Waterbody name: Spruce Creek
  • Frontage length: 750
  • Horses can be raised: Yes

Lot

  • Lot size: 16.50 Acres
  • Features: Rectangular,Rectangular Lot,Secluded,Wooded
  • Lot size dimensions: 0 x 1200

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$123$1,476
Property Taxes $311$3,732
Electricity $246$2,954
Total$1,817$21,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,297/yr
40% on housing$54,510/yr
45% on housing$48,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 13329$102
Herkimer County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 13329$100
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$224,900
2023-11-13Listing removed--
2023-03-24Pending sale$29,900

For Sale by Agent

AgentNicholas Polce
BrokerageGateway Properties of Upstate NY Inc

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