See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

231 NE 295th Ave, Cross City, FL, 32628

4beds
2baths
1,128sqft
$149,000
$132price/sqft
$1,150/moest. monthly cost
$46,000/yrincome needed

About This Home

Affordable opportunity in Cross City! This 3-bedroom, 2-bath mobile home is conveniently located just outside of town on a paved road, offering easy access while still providing a peaceful setting. Recent updates to the bathrooms and newer flooring throughout much of the home provide a great head start for the next owner. While the property could benefit from some TLC and finishing touches, it offers plenty of potential for a first-time homebuyer, investor, or someone looking to add their own personal style. The functional floor plan provides comfortable living space, and the location is hard to beat—just minutes from local schools, shopping, dining, medical facilities, and all the conveniences of town. Whether you're looking for an affordable primary residence, rental property, or investment opportunity, this home offers value, convenience, and room to make it your own. Schedule your showing today and see the potential for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-72.5 mi
3/10
Dixie County High SchoolGrades 7-122.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace,Laminate Counters,Open Floorplan,Walk-In Closet(s),Wood Cabinets
  • Door features: Sliding Doors
  • Window features: Single Pane
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Fireplace(s),Window Unit(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Master Bathroom

  • Features: Combo Tub & Shower,Vanity

Master Bedroom

  • Features: 1 Master Suite,Walk-In Closet(s)

Property

Details

  • Parcel number: 330912137400000020

Features

  • Patio & porch: Porch
  • Topography of land: Level,Topo Mix
  • Residential vegetation: Grassed

Lot

  • Lot size: 1.02 Acres
  • Features: Rectangular Lot,Cleared,Native Plants,Wooded

Parking

  • Parking features: Driveway,Open,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$126$1,512
Property Taxes $74$888
Electricity $197$2,366
Total$1,150$13,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,428/yr
40% on housing$34,500/yr
45% on housing$30,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 32628$122
Dixie County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 32628
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$149,000

For Sale by Agent

AgentDewey Hatcher
BrokerageHatcher Realty Services, Inc. Steinhatchee

Similar Homes