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14601 Highway 5 St, Saint Maries, ID, 83861

5beds
3baths
3,216sqft
$1,199,000
$373price/sqft
$7,115/moest. monthly cost
$284,600/yrincome needed

About This Home

Perched Atop 16+ Private Acres, this Stunning Modern Home offers Breathtaking 360-Degree Lake Views that command Attention from the Moment you Arrive. A Paved Driveway meanders to the top of ridge where you are welcomed by this Immaculate Residence. Upon entering, your met with Expansive Windows that frame Impressive Lake Views while filling the home with Sunshine, Highlighting the Bright LVP Flooring. The Spacious Main-Level Master Suite provides a Private Retreat, while the Remodeled Gourmet Kitchen is a Dream for Everyday Living. Step Outside to the New Wraparound Deck and take in the Panoramic Hepton Lake and St. Joe River Views. Downstairs, the Full Basement offers 3 Oversized Bedrooms, a Second Huge Living Room, and tons of Storage. The Bonus Room is a Great 5th Bedroom option with lake views. Adding to the appeal of this ideal acreage setting, is a spacious 40x40 SHOP with concrete floors, perfect for commercial use. All this, only minutes from town

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Heyburn Elementary SchoolGrades PK-53.0 mi
6/10
St Maries Middle SchoolGrades 6-83.1 mi
2/10
St Maries High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Hardboard,Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • High Speed Internet
  • Flooring: Tile,Carpet,LVP
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Wood Stove,Electric,Propane,Wood,Forced Air

Interior Area

  • Total structure area: 3,216
  • Total interior livable area: 3,216 sqft

Property

Details

  • Parcel number: RP006900010030
  • Zoning: Res
  • Other equipment: Satellite Dish

Features

  • Exterior features: Garden,Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Mountain(s),Lake,River
  • Has water view: Yes
  • Water view: Lake,River
  • Waterbody name: St Joe River
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 16.58 Acres
  • Features: Open Lot,Irregular Lot,Sloped,Southern Exposure,Wooded
  • Lot size dimensions: Irregular

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Winter Weather
Heat Wave
Landslide
Strong Wind
Wildfire

FEMA Declared Disasters in Benewah County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance $425$5,100
Property Taxes $432$5,184
Electricity $196$2,359
Total$7,115$85,380

Income You'd Need if You Spent...

35% on housing$243,942/yr
40% on housing$213,450/yr
45% on housing$189,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 83861$162
Benewah County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 83861
Benewah County$371

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$1,199,000
2026-04-27Listed for sale$1,275,000
2010-10-12Sold--

For Sale by Agent

AgentSarah Tweedy
BrokerageeXp Realty

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