3418 Aztec Dr, Overgaard, AZ, 85933
About This Home
Beautiful 5-bedroom, 3-bath mountain cabin in Overgaard offering 2,124 sq ft on 1.31 private acres backing directly to National Forest. Surrounded by tall mature pines, this property combines mountain charm with modern comfort. Features include granite throughout, central heat & A/C, walk-out basement, shared well, and owned propane tank. Spacious layout is ideal for full-time living, vacation getaways, or entertaining guests. Currently operating as a five-star vacation rental with excellent income potential. Enjoy privacy, cool mountain air, and direct access to endless outdoor recreation right from your backyard. Horses welcome! Assumable loan is available at 4.375%. Furnishings available outside of escrow.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Stemwall
- Roof: Metal,Pitched
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Utility Room
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Features
- Vaulted Ceiling(s),Shower,Tub/Shower,Full Bath,Living/Dining Room Combo,Breakfast Bar,Split Bedroom
- Window features: Double Pane Windows
- Flooring: Carpet,Wood,Tile,Laminate
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,124
- Total interior livable area: 2,124 sqft
Property
Details
- Parcel number: 20634004B
- Zoning description: R1-10
Features
- Fencing: Privacy,USFS
- Horses can be raised: Yes
Lot
- Lot size: 1.31 Acres
- Features: Wooded,Tall Pines On Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Navajo County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance | $139 | $1,668 |
| Property Taxes | $160 | $1,920 |
| Electricity | $224 | $2,699 |
| Total | $3,025 | $36,300 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $512,000 |
| 2025-08-31 | Listing removed | $539,000 |
| 2025-08-12 | Price change | $539,000 |
| 2025-05-19 | Price change | $555,000 |
| 2025-03-10 | Price change | $565,000 |
| 2025-02-24 | Listed for sale | $575,000 |
| 2024-08-24 | Listing removed | -- |
| 2024-06-17 | Price change | $569,000 |
| 2024-05-14 | Price change | $584,000 |
| 2024-02-23 | Listed for sale | $594,000 |
| 2021-03-15 | Sold | $380,000 |
For Sale by Agent
View on Zillow