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9608 County Road 203 Rd, Breckenridge, TX, 76424

2beds
1baths
1,092sqft
$299,000
$274price/sqft
$2,669/moest. monthly cost
$106,760/yrincome needed

About This Home

Waterfront retreat on sought-after Tanglewood Island, spanning three lots! This beautifully maintained property features a 2-bedroom, 1-bath main home plus a fully functional 1-bedroom, 1-bath guest house—perfect for hosting family, friends, or generating additional income. Both homes are being offered fully furnished, making this a true turnkey opportunity. The main home offers generously sized bedrooms, ample closet space, and an updated feel with newer appliances and HVAC. Currently operating as a successful Airbnb, this property is ideal as an income-producing investment or your own private lake getaway. Enjoy the outdoors from the spacious screened-in porch, or take advantage of the covered dock with easy access via a ramp—perfect for convenience and accessibility. A storage building adds extra space for all your lake gear. Don’t miss this rare opportunity to own a waterfront property with flexibility, income potential, and room to expand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
South Elementary SchoolGrades 3-55.0 mi
5/10
Breckenridge High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Cable TV,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,092 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 14

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 11

Property

Details

  • Parcel number: R14484
  • Exclusions: Dresser under tv in living room,table in screened in porch,chest of drawers in primary,green picnic table and lawn mower.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Other
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
  • Waterbody name: Hubbard Creek

Lot

  • Lot size: 0.85 Acres
  • Features: Back Yard,Interior Lot,Lawn,Few Trees,Waterfront
  • Lot size dimensions: 168 x 152 x 213

Parking

  • Total spaces: 4
  • Parking features: Carport,Detached Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$636$7,632
Property Taxes $284$3,408
Electricity $238$2,859
Total$2,669$32,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,508/yr
40% on housing$80,070/yr
45% on housing$71,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -11.0%
-11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 76424$102
Stephens County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 76424
Stephens County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$299,000
2026-03-20Listed for sale$315,000
2023-02-17Sold--
2023-02-05Pending sale$263,000
2022-09-30Listed for sale$263,000

For Sale by Agent

AgentKayce Smalley
BrokerageCOPPERLEAF PROPERTIES

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