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1601 Shallow Creek Cir, Paducah, KY, 42001

3beds
3baths
2,064sqft
$259,000
$125price/sqft
$1,915/moest. monthly cost
$76,600/yrincome needed

About This Home

Step inside and feel right at home in this charming 3-bedroom, 2.5-bath single-level home offering warmth and space from the moment you arrive! The open-concept layout creates an easy flow between the kitchen, dining, and living areas, perfect for both everyday living and entertaining, while large windows fill the home with natural light and highlight the generously sized rooms. The kitchen features ample counter space, bar seating, and connects seamlessly to the main living area, with an oversized pantry and spacious laundry room adding extra convenience and storage. You'll love the large primary suite with an en-suite bath featuring a beautifully tiled walk-in shower. Out back, enjoy peaceful views of open fields with no rear neighbors, offering privacy while still being conveniently located near Lone Oak and Paducah. This move-in ready home is ready for you to make it your own! Seller is motivated - bring us an offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
9/10
Lone Oak Middle SchoolGrades 6-83.2 mi
9/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Main Level

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0794000021

Features

  • Levels: One
  • Horses can be raised: Yes

Lot

  • Lot size: 0.67 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$274$3,288
Property Taxes $170$2,040
Electricity $162$1,955
Total$1,915$22,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,657/yr
40% on housing$57,450/yr
45% on housing$51,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 42001$124
McCracken County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 42001$133
McCracken County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$259,000
2026-06-27Price change$259,000
2026-06-23Price change$269,900
2026-06-09Price change$279,900
2026-06-05Price change$269,900
2026-05-11Price change$289,000
2026-04-14Listed for sale$299,000
2024-12-20Sold$220,000
2024-11-12Price change$259,000
2024-10-09Listed for sale$279,000

For Sale by Agent

AgentMakayla Pablo
BrokerageArnold Realty Group

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