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27310 E Cedar Grove Dr, Lake Lotawana, MO, 64086

4beds
3baths
2,290sqft
$405,000
$177price/sqft
$3,191/moest. monthly cost
$127,640/yrincome needed

About This Home

New Price! Better than new construction, with a finished basement adding a 4th Bedroom and 3rd Bathroom. Enjoy a home that feels warm, welcoming, and beautifully finished! This home offers the ease of single-level living with an open floor plan, kitchen island, pantry, and a private primary suite with a spacious walk-in closet, double vanity and Shower. Fenced backyard with a covered patio for fun family BBQ's and hosting family & friends! Located in the highly sought after Lee's Summit School District with convenient access to US-50 and a short drive to Lake Lotawana. The neighborhood offers a swimming pool, playground, fishing pond, and fire pit. Planned community amenities include Pickle ball courts, a basketball court, and frisbee golf. Home shows very well with lots of extras! Book your tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
8/10
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Other

  • Builder name: Ashlar Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Gas Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area below ground: 940
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,290
  • Total interior livable area: 2,290 sqft

Property

Details

  • Parcel number: 59900083600000000

Features

  • Fencing: Metal

Lot

  • Lot size: 6,035 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Heat Wave
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$284$3,408
Property Taxes $686$8,232
Electricity $174$2,098
Total$3,191$38,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,405/yr
40% on housing$95,730/yr
45% on housing$85,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 64086$224
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64086$189
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$405,000
2026-07-28Price change$405,000
2026-07-09Listed for sale$415,000
2022-10-12Sold--
2022-09-26Pending sale$324,567
2022-07-19Listing removed--
2022-02-27Pending sale$312,721

For Sale by Agent

AgentJacque Ross
BrokeragePlatinum Realty LLC

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