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47 N Larwick Cir, Valparaiso, IN, 46385

4beds
2baths
1,970sqft
$539,990
$274price/sqft
$3,511/moest. monthly cost
$140,440/yrincome needed

About This Home

Envision yourself at 47 N Larwick Circle in Valparaiso, Indiana, a beautiful new home in the Aberdeen community. This ranch home will be ready for a SUMMER move-in! This Fairfield plan offers 1,970 square feet of living space with 3 bedrooms, a flex room, 2 baths, 9-foot ceilings, BASEMENT and a 3-CAR GARAGE. When you first enter the home, there is are two secondary bedrooms, separated by a full bath. As you walk down the hall, you will notice a perfect place for a home office. The space opens to great room, kitchen, and dining area. The kitchen layout includes a large island with an overhang for stools, designer white cabinetry. Additionally, the kitchen features a walk-in pantry, modern stainless-steel appliances, quartz countertops, and easy-to-maintain luxury vinyl plank flooring. Enjoy your private get away with your spacious primary bedroom and en suite bathroom with a raised height dual sink, quartz top vanity, and walk-in shower. All D.R. Horton NW Indiana homes include our America's Smart Home® Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home and model home. Actual home built may vary.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

8/10
10/10
Valparaiso High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,970 sqft

Property

Details

  • Parcel number: 640933306002.000003

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$233$2,796
Property Taxes $364$4,368
Electricity $184$2,212
Total$3,511$42,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,377/yr
40% on housing$105,330/yr
45% on housing$93,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$185
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$549,990
2026-04-22Sold$100,000
2025-10-07Pending sale$112,000
2024-09-20Listed for sale$112,000

New Construction Spec

BrokerageD.R. Horton

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