605 Dogwood St #A-b, Panama City Beach, FL, 32407
About This Home
Incredibly unique opportunity to own FOUR income producing units with this mostly-furnished Quadplex, ideally situated just steps from the sugar-white sands of Panama City Beach. Located in the heart of PCB, this property offers the perfect blend of convenience and charm. With Pier Park, St. Andrews State Park, and world-class dining and entertainment just minutes away, you'll never lack for activities or visitors! Currently, all four units are occupied as long-term rentals, providing immediate, reliable income. However, with no restrictions for short-term rentals, this property presents a lucrative potential for even higher returns.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Construction Complete,Renovated
- Year built: 2002
Materials
- Roof: Shake
- Construction materials: Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Washer,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 100
- Dimensions: 10 x 10
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 8
- Full bathrooms: 8
Features
- Newly Painted
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,080
- Total interior livable area: 3,080 sqft
Living Room
- Level: First
- Area: 270
- Dimensions: 15 x 18
Living Room
- Level: Second
- Area: 270
- Dimensions: 15 x 18
Property
Details
- Parcel number: 34140050000
- Zoning description: Resid Multi-Family
Features
- Stories: 2
- Patio & porch: Covered,Patio
- Exterior features: Balcony,Private Yard,Separate Living Area
Lot
- Lot size: 5,227 sqft
- Features: Within 1/2 Mile to Water
- Lot size dimensions: 50 x 120
Parking
- Total spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $424 | $5,088 |
| Property Taxes | $577 | $6,924 |
| Electricity | $309 | $3,719 |
| Total | $7,251 | $87,012 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Price change | $1,175,000 |
| 2026-01-16 | Listed for sale | $1,199,000 |
| 2025-04-22 | Listing removed | $1,249,000 |
| 2025-03-11 | Price change | $1,249,000 |
| 2025-02-03 | Price change | $1,299,000 |
| 2025-01-14 | Listed for sale | $1,349,000 |
For Sale by Agent
View on Zillow