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129 E Gardenia St, South Padre Island, TX, 78597

6beds
4baths
2,625sqft
$599,000
$228price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Seize the chance to own this remarkable duplex, ideally located just steps away from the pristine beaches of South Padre Island. Each unit offers 3 spacious bedrooms and 2 full bathrooms, and a full kitchen, complete with generous closet space. The property features three balconies, perfect for enjoying the refreshing sea breeze and stunning views. The standout feature of this duplex is its large backyard, offering plenty of room to install a pool and create your own private oasis. This prime location and vast potential makes an irresistible investment opportunity. Whether you're looking to generate rental income or create your dream beachside home, this duplex provides the perfect canvas. Don't miss out on this rare chance to invest in South Padre Island's vibrant coastal community.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-53.9 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Features

  • High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Attic Fan

Interior Area

  • Total structure area: 2,625
  • Total interior livable area: 2,625 sqft

Property

Details

  • Parcel number: 111921

Features

  • Levels: Three Or More
  • Patio & porch: Deck/Balcony/Porch

Lot

  • Lot size: 6,250 sqft

Parking

  • Parking features: No Garage,On Street
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$166$1,992
Property Taxes $673$8,076
Electricity $288$3,458
Total$4,155$49,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$299
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$645,000
2025-09-18Price change$675,000
2025-03-05Price change$700,000
2025-01-14Price change$727,000
2024-07-29Listed for sale$765,000

For Sale by Agent

AgentJake Mechin
BrokerageKELLER WILLIAMS REALTY RIO GRANDE VALLEY

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