See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4249 S Waters Edge Way, Ridgefield, WA, 98642

2beds
3baths
1,962sqft
$449,900
$229price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

Experience refined, low-maintenance living in the highly sought-after gated Cloverhill community. Built in 2021, this beautifully appointed townhome offers nearly 2,000 square feet of thoughtfully designed space, blending modern elegance with everyday comfort. Rare dual primary suites each feature private en-suite baths and spacious walk-in closets, while the versatile upper-level loft is ideal for a home office, lounge, or media retreat. Light-filled main living spaces showcase high ceilings and an airy open-concept design. The designer kitchen features crisp white cabinetry, granite surfaces, generous pantry storage, and an oversized island perfect for gathering. An inviting gas fireplace with mantle adds warmth and sophistication, while smart home features provide seamless modern convenience. Quality double-pane windows and potential remaining transferable Lennar and/or window manufacturer warranty coverage offer added peace of mind.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$95$1,140
Property Taxes $288$3,456
Electricity $149$1,793
Total$2,806$33,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 98642$324
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98642$291
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKristen Anzellotti
BrokerageKeller Williams Realty Portland Premiere

Similar Homes