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16 Spinnaker Lane, Marion, MA, 02738

1beds
1baths
480sqft
$850,000
$1,771price/sqft
$5,819/moest. monthly cost
$232,760/yrincome needed

About This Home

Opportunity awaits! Looking to own a special site overlooking a sandy beach on the shore of Sippican Harbor? Here is your chance! Very few opportunities exist on this harbor to create your own slice of heaven. The .23 acre parcel with existing cottage and storage shed includes an expansive lawn that meets a sandy beach. Established utilities include town water & sewer and natural gas lines are nearby. An engineered conservation approved plan gives you a sense of what could be built on the site. Or, consider improving the existing cottage and enjoy the simplicity of a gone-by era. Relax in the hammock, smell the salt air, paddle to the harbor, and enjoy coffee on a sunny morning on the beach! Life doesn't get better than this!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled, Approximate
  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Asphalt

Notable Dates

  • Major remodel year: 2013

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: MARI M:0019 B:0279 L:0000
  • Zoning: RES
  • Special condition: None

Features

  • Stories: 1
  • Has view: Yes
  • Has water view: Yes
  • Water view: Bay/Harbor

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$417$5,004
Property Taxes $750$9,000
Electricity $354$4,259
Total$5,819$69,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,508/yr
40% on housing$174,570/yr
45% on housing$155,173/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,771This listing

vs Other Active Listings

Avg $/sqft

ZIP 02738$498
Plymouth County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 02738$380
Plymouth County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$899,950
2025-11-02Listing removed$999,995
2024-06-10Listed for sale$999,995

For Sale by Agent

AgentAnne L Bramhall
BrokerageBerkshire Hathaway HomeServices Robert Paul Properties

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