5539 Front St, Newaygo, MI, 49337
About This Home
Escape to the water with this charming waterfront cottage offering 50 feet of frontage on beautiful Croton Pond. This inviting retreat features 1 bedroom and 1 full bath, making it an ideal year-round home, weekend getaway, or vacation rental opportunity. Enjoy stunning water views and direct access to boating, kayaking, paddleboarding, fishing, and swimming right from your own shoreline. Recent improvements include shoreline reinforcement and a new walkway, along with numerous updates to the home including electrical improvements, insulation, and newer roofing on both the cottage and storage building. The included dock makes it easy to start enjoying the water immediately. The wooded setting provides privacy and a peaceful Up North feel while remaining just minutes from the renowned Dragon Trail, local restaurants, shopping, and parks. With room for future expansion and no association restrictions, the possibilities are endless. Whether you're seeking a personal getaway, investment property, or a place to create lasting family memories, this waterfront gem offers an exceptional opportunity to enjoy Michigan lake life at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: In Bathroom,In Unit,Main Level
Basement
- Has basement: Yes
- Basement: Michigan Basement,Partial
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen
- Window features: Replacement
Heating & Cooling
- Heating features: Space Heater
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 898
- Total interior livable area: 898 sqft
Property
Details
- Parcel number: 2004375023
- Zoning description: res
Features
- Stories: 1
- On waterfront: Yes
- Waterfront features: River
- Waterbody name: Big Muskegon River
Lot
- Lot size: 6,969 sqft
- Features: Level,Wooded
- Lot size dimensions: 50 x 110.5 x 50 x 115.85
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Newaygo County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $244 | $2,928 |
| Electricity | $188 | $2,259 |
| Total | $2,106 | $25,272 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $299,000 |
| 2026-06-11 | Listed for sale | $315,000 |
| 2025-07-31 | Sold | $290,000 |
| 2025-07-23 | Pending sale | $289,900 |
| 2025-06-17 | Contingent | $289,900 |
| 2025-03-21 | Listed for sale | $289,900 |
| 2024-08-06 | Listing removed | $289,900 |
| 2024-06-27 | Price change | $299,900 |
| 2024-06-18 | Listed for sale | $294,900 |
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