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1692 W Tate St, Waco, TX, 76706

5beds
3baths
2,341sqft
$790,000
$337price/sqft
$5,614/moest. monthly cost
$224,560/yrincome needed

About This Home

Almost 10 acres in Robinson ISD with a water well, barn and stable, tank, workshop, and 4 car garage. Bring your horses and enjoy the freedom of true country living with space to live, work, and expand. This property is built for functionality with multiple outbuildings, ample parking, ideal for livestock or recreational use. Additional features include a storm cellar, mature trees, and plenty of room to create your ideal setup.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
6/10
Robinson High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Water Softener,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Chandelier,Eat-in Kitchen,Multiple Master Suites,Open Floorplan,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s),Window Coverings
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,341 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 440032000544045
  • Attached to another structure: Yes
  • Horse amenities: Barn,Stable(s)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Patio,Covered
  • Exterior features: Awning(s)
  • Fencing: Back Yard,Other,Wrought Iron
  • Residential vegetation: Grassed,Brush
  • Horses can be raised: Yes

Lot

  • Lot size: 9.22 Acres
  • Features: Acreage,Agricultural,Cleared,Pond on Lot,Sprinkler System,Few Trees

Parking

  • Total spaces: 6
  • Parking features: Attached Carport,Additional Parking,Carport,Door-Multi,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$468$5,616
Property Taxes $895$10,740
Electricity $257$3,084
Total$5,614$67,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,480/yr
40% on housing$168,420/yr
45% on housing$149,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 76706$156
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76706$176
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$850,000
2025-02-26Price change$659,000
2025-01-30Listed for sale$679,000
2024-08-06Listing removed--
2024-05-20Price change$624,900
2024-05-03Price change$630,000
2024-04-26Price change$675,000
2024-04-19Price change$699,000
2024-04-13Price change$729,000
2024-04-06Price change$737,000
2024-04-02Price change$747,000
2024-03-26Price change$750,000
2024-03-22Price change$799,000
2024-02-20Listed for sale$850,000

For Sale by Agent

AgentMonica Solis
BrokerageEG Realty

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