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8499 BANDERA Circle W, Jacksonville, FL, 32244

4beds
2baths
2,445sqft
$359,900
$147price/sqft
$2,782/moest. monthly cost
$111,280/yrincome needed

About This Home

4BR 2BA 2455 SF, All Brick ,2 car garage in desirable Chimney Lakes. Many upgrades including updated-upgraded kitchen and baths,, flooring, shiplap walls, 2 fire places one, electric the other wood burning. This home features an exceptionally large kitchen/breakfast area to host all your family gatherings, lots of storage. Beautifully landscaped yard, Spacious rooms Side entry garage off cul de sac. Newer roof and HVAC system Chimney Lakes offers 14 lakes, three parks, walking trails, a recreation center for homeowners, a pool, a kids' pool, tennis courts, volleyball court, basketball court, baseball field and a covered pavilion that residents enjoy on a daily basis. A white gazebo on scenic Twin Lakes is a popular place for residents' parties and weddings. Close to shopping, EZ commute to NAS JAX

Getting Around

28
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

--
Duval AcademyGrades 6-122.2 mi
2/10
Westside High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bathroom3

  • Level: Main
  • Area: 127.68
  • Dimensions: 11.40 x 11.20

Bedroom2

  • Level: Main
  • Area: 151.65
  • Dimensions: 15.00 x 10.11

Bedroom4

  • Level: Main
  • Area: 112.11
  • Dimensions: 11.10 x 10.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 136.85
  • Dimensions: 11.90 x 11.50

Family Room

  • Level: Main
  • Area: 338.85
  • Dimensions: 25.10 x 13.50

Features

  • Breakfast Bar,Eat-in Kitchen,Kitchen Island,Open Floorplan
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,445 sqft

Kitchen

  • Level: Main
  • Area: 220.16
  • Dimensions: 17.20 x 12.80

Living Room

  • Level: Main
  • Area: 334.88
  • Dimensions: 18.40 x 18.20

Master Bathroom

  • Level: Main
  • Area: 90.72
  • Dimensions: 12.60 x 7.20

Master Bedroom

  • Level: Main
  • Area: 244.608
  • Dimensions: 19.11 x 12.80

Other

  • Level: Main
  • Area: 237.36
  • Dimensions: 17.20 x 13.80

Property

Details

  • Parcel number: 0164634330
  • Zoning description: PUD

Features

  • Stories: 1
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 9,583 sqft
  • Features: Corner Lot,Cul-De-Sac
  • Lot size dimensions: 80 x 109

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$288$3,456
Property Taxes $429$5,148
Electricity $246$2,952
Total$2,782$33,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,382/yr
40% on housing$83,460/yr
45% on housing$74,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 32244$128
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32244$164
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$359,900
2025-11-21Listed for sale$379,900
2018-08-15Listing removed$235,000
2018-07-15Price change$235,000
2018-07-02Listed for sale$240,000
2005-07-08Sold$174,500

For Sale by Agent

AgentCATHY SLOAN, RE/MAX SPECIALISTS, MEGAN SLOAN
BrokerageRE/MAX SPECIALISTS

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