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8520 MOSS POINTE TRL Trail N, Jacksonville, FL, 32244

3beds
2baths
1,185sqft
$249,900
$211price/sqft
$2,065/moest. monthly cost
$82,600/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 2-bathroom home located in the desirable Chimney Lakes neighborhood. This home features a seamless open floor plan that beautifully connects the main living spaces. The cozy living room serves as the heart of the home, highlighted by a charming fireplace. Overlooking the living area is the updated kitchen, which boasts durable granite countertops and sleek stainless-steel appliances, creating a perfect and highly functional space for cooking and entertaining. Step outside to enjoy the privacy of a fully fenced-in backyard, offering a great outdoor retreat for relaxation or hosting guests. Conveniently situated, this property is located just minutes away from local schools and shopping centers, while also offering an easy commute to NAS.

Getting Around

19
WalkingCar-Dependent
0
TransitNo Nearby Transit
56
BikeBikeable

Schools

6/10
2/10
2/10
Westside High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Ice Maker,Microwave,Refrigerator

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Smart Thermostat
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,185
  • Total interior livable area: 1,185 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Master Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 13.00 x 14.00

Property

Details

  • Parcel number: 0164638060
  • Zoning description: PUD

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Other
  • Fencing: Back Yard

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$200$2,400
Property Taxes $405$4,860
Electricity $197$2,366
Total$2,065$24,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,800/yr
40% on housing$61,950/yr
45% on housing$55,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 32244$128
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32244$164
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$244,900
2026-07-16Listed for sale$249,900
2022-04-12Listing removed--
2022-04-06Price change$1,695
2022-03-18Price change$1,725
2022-03-15Price change$1,745
2022-03-03Price change$1,795
2022-02-19Price change$1,845
2022-01-28Listed for rent$1,945
2021-11-24Sold$233,000
2020-05-09Listing removed$1,100
2020-04-25Listed for rent$1,100
2019-03-06Listing removed$950
2019-03-02Listed for rent$950
2015-05-09Listing removed$900
2015-04-28Listed for rent$900
1999-09-07Sold$78,400
1997-07-11Sold$68,500

For Sale by Agent

AgentROBERT E SALMONS
BrokerageENTERA REALTY LLC

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