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301 W Main Street, Monroe, WA, 98272

2beds
2baths
1,573sqft
$629,950
$400price/sqft
$3,837/moest. monthly cost
$153,480/yrincome needed

About This Home

Where historic character meets exciting opportunity! Prominently situated on a corner lot in the heart of downtown Monroe, this charming 1903 home offers the flexibility of multi- use zoning. Period details, including the inviting covered front porch, bay windows, and classic clawfoot tub, honor the home’s history. The main floor features comfortable living spaces, a dining room, and a kitchen with brand new cabinets, dishwasher, and flooring, plus a ¾ bath and laundry. Upstairs, you’ll find the spacious primary bedroom with a walk-in closet, a second bedroom, a versatile bonus room, and a full bath. A new commercial-grade furnace and air conditioning provide year-round comfort. A detached outbuilding and generous paved parking add even more possibilities. Ideal for residential living, a home based business, office space, or other permitted uses. Stroll to downtown shops, restaurants, and services. Bring your vision and become part of Monroe’s vibrant downtown community!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
6/10
Park Place Middle SchoolGrades 6-80.8 mi
6/10
Monroe High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1903

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: electric,Water Heater Location: main floor bath

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet

Heating

  • Heating features: 90%+ High Efficiency,Electric

Interior Area

  • Total structure area: 1,573
  • Total interior livable area: 1,573 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 00517402901100
  • Zoning: MN - Mixed Use
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 6,534 sqft
  • Features: Corner Lot,Curbs,Paved,Sidewalk,Cable TV,Deck,High Speed Internet,Outbuildings,RV Parking

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street,RV Parking
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$126$1,512
Property Taxes $377$4,524
Electricity $149$1,793
Total$3,837$46,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,554/yr
40% on housing$115,110/yr
45% on housing$102,320/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 98272$360
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98272$365
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$599,950
2026-07-29Listed for sale$629,950
2024-10-15Sold$575,000
2024-09-12Pending sale$615,000
2024-09-05Listed for sale$615,000

For Sale by Agent

AgentMarlene Rouleau
BrokerageWindermere Real Estate/M2, LLC

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