See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

21521 Terra Lane SE, Yelm, WA, 98597

3beds
2baths
2,180sqft
$435,000
$200price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

NEW NEW NEW, this two story 1,733 sqft home has been wonderfully updated. Located just inside the gated Clearwood community(4th home in from gate on quiet side street), this home combines privacy, convenience, and potential. Featuring 3 bedrooms and 2 full baths, the home has been thoughtfully improved with new interior and exterior paint, new carpet and LVP flooring, quartz countertops, new cabinetry, doors, millwork, wall heaters, appliances, roof, and gutters. The primary suite includes a walk in closet and private bath, creating a comfortable retreat at the end of the day. Tucked away from the road and surrounded by mature fir trees, the setting feels peaceful and private, with a spacious side/front yard and new black gravel driveway. The 2 car garage plus 427 sqft of unfinished bonus space offers flexibility for storage, a gym, or future expansion. Enjoy access to Clearwood’s incredible amenities including three lakes, boat launches, scenic trails, parks, sport courts, and a community pool, all just about 40 minutes to JBLM and 15 minutes to Yelm's growing amenities. Skip the rent and start building equity in a home that offers both value and lifestyle. MOTIVATED SELLER, bring your offer!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

2/10
6/10
Ridgeline Middle SchoolGrades 6-89.3 mi
4/10
Yelm High School 12Grades 9-1210.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2000

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Siding,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Closet

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second

Entry Hall

  • Level: Second

Family Room

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Flooring: Vinyl Plank

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,180
  • Total interior livable area: 2,180 sqft

Kitchen Without Eating Space

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 41180034900
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Upper (2nd Floor)
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Sloped
  • Residential vegetation: Wooded

Lot

  • Lot size: 7,352 sqft
  • Features: Paved,Deck,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Landslide
Earthquake
Inland Flooding
Volcanic Activity

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$122$1,464
Property Taxes $297$3,564
Electricity $149$1,793
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 98597$221
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98597$274
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Price change$450,000
2025-11-22Listed for sale$455,000
2003-05-06Sold$128,500

For Sale by Agent

AgentChrissy DeHan
BrokerageRE/MAX Realty South

Similar Homes