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84 Cedar Ct #1A, Lake Ozark, MO, 65049

3beds
3baths
1,924sqft
$339,000
$176price/sqft
$2,205/moest. monthly cost
$88,200/yrincome needed

About This Home

Your Family Lake House Awaits at the 3MM! Discover the perfect summer sanctuary at The Breakers. This stunning 2-level condo is fully furnished and offers the ideal layout for families, featuring 3 spacious bedrooms, 2.5 bathrooms, and many tasteful updates that make it move-in ready. Enjoy peaceful mornings and sunset dinners from the covered decks on both levels, where you can watch the boats on the Main Channel from the safety and quiet of a protected cove. Ready for Adventure: This unit includes a 36-foot boat slip and a PWC lift, so you can be on the water in seconds. Resort-Style Amenities include )Family Fun: Splash in the condo association pool, play a match on the tennis courts, or host gatherings at the clubhouse. )Golf & More: Minutes from top-rated family-friendly courses like The Cove and The Ridge. )Prime Location: Enjoy quick boat or car access to the Bagnell Dam Strip’s shops and treats, plus all the dining on Horseshoe Bend. Create lasting memories in a home that puts you in the heart of the action while providing a quiet place to recharge. Start your family’s 2026 Lake of the Ozarks tradition with this turnkey unit at The Breakers!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-86.5 mi
7/10
Osage High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Wine Cooler,Washer

Bathroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Furnished,Fireplace,Cable TV,Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood,Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,924
  • Total interior livable area: 1,924 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Lower

Primary Bedroom

  • Features: Bath in Primary Bedroom
  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01502200000001001401
  • Exclusions: 2 wicker chairs on lower deck

Features

  • Levels: Two
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Deck,Storage,Tennis Court(s)
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front,Seawall

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$216$2,592
Property Taxes $129$1,548
Electricity $146$1,763
Total$2,205$26,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,600/yr
40% on housing$66,150/yr
45% on housing$58,800/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$339,000
2017-03-15Sold--

For Sale by Agent

AgentDARYL BURNS
BrokerageIron Gate Real Estate

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