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52 Cedar Ct Unit 2A, Lake Ozark, MO, 65049

2beds
2baths
1,230sqft
$235,000
$191price/sqft
$1,569/moest. monthly cost
$62,760/yrincome needed

About This Home

Check this beauty out! Bonus: The sellers are offering to pay ONE FULL YEAR of assessments for the buyer. This well-cared-for, urn-key unit features stunning main channel views with cove protection for your boat slip and two PWC slips. The walk-in design provides easy access, with the dock located just outside your door—perfect for effortless lake days. Beautiful flooring, updated paint, and refreshed bathrooms complement the stylish furnishings, making this condo move-in ready from day one. The layout offers charm and character with architectural angles that create great flow for entertaining and lake living. The primary suite features a double vanity, walk-in closet, walk-in shower, and private water closet. A lakeside guest bedroom sits adjacent to an updated full bath. The kitchen overlooks the water and includes a full-size laundry room. Enjoy large interior storage area and new HVAC system. Complex is meticulously maintained and offers a large swimming pool, clubhouse, and tennis court. Convenient by land and water. Enjoy breathtaking sunrises from the oversized covered deck. Boat hoist and one PWC hoist included. Furnishings included. All that’s missing is you.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-86.5 mi
7/10
Osage High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1995

Materials

  • Roof: Architectural,Shingle

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Furnished,Pantry,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood,Luxury Vinyl Plank,Tile
  • Fireplace features: None

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Storage Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01502200000001001503
  • Exclusions: personal items

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck,Open
  • Exterior features: Blacktop Driveway,Deck,Tennis Court(s)
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Seawall,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$150$1,800
Property Taxes $90$1,080
Electricity $141$1,693
Total$1,569$18,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,794/yr
40% on housing$47,070/yr
45% on housing$41,840/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Price change$248,900
2025-10-16Price change$242,000
2025-08-12Listed for sale$244,000
2016-11-23Sold--

For Sale by Agent

AgentJEFFREY D KRANTZ
BrokerageRE/MAX Lake of the Ozarks

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